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Best Auto Insurance Companies

To legally drive a vehicle on the road requires that you must first insure the vehicle and to do this it is necessary to buy your car insurance from the best auto insurance companies. No doubt, there is not much to buying adequate coverage for your vehicle, but it always pays to do some in depth research so that you end up dealing with a car insurance company that is better than the rest.

Unless you deal with the best auto insurance companies, it will not be possible to either get the best insurance or the best service. Given the fact that today there are numerous car insurance companies all vying with each other to get your business, you will not find it easy to know when a company is offering you the best deal. In fact, choosing from among the best auto insurance companies can be quite a daunting and difficult task.

Still, unless you deal with the best auto insurance company, you will not enjoy peace of mind knowing that you have got the best deal possible. In order to make the task of picking the best auto insurance company a little simpler, it is important to think about how you can identify these few outstanding companies.

To begin with, you must request and obtain various car insurance quotes from a handful of companies. These quotes must then be analyzed and compared, especially in regard to coverage and prices.

Next, it is important to look at the different auto insurance companies and then determine whether they are financially stable and sound. You can do this by checking insurance company ratings. These ratings will indicate whether the car insurance company is in a position to pay for any claims made by their customers.

Once you have checked the ratings and narrowed your choices down to a few car insurance companies, it is then important that you find out ratings for each insurance company according to a number of factors.

These factors include level of customer satisfaction and how well the company interacts with its clients as well as how well does the company appraises its customers. In addition, be sure to check out the way that they bill and make payments and also what kinds of policies are being offered and whether it is easy or hard to contact the car insurance company. These factors will show you how an insurance company behaves with its clients and this will give you an idea about whether they are worth dealing with or not.

Also, be sure to check how different auto insurance companies price their policies. This is one of the best ways of finding the best auto insurance companies. Without a doubt, the best auto insurance company is one that offers maximum coverage at the most affordable price.

As long as you take into account the different factors mentioned above, you will not find it hard to select the best among a handful of outstanding auto insurance companies. In the end, it is how well the auto insurance company addresses your particular needs that too can help you decide which the best auto insurance company is.

Frequently Asked Questions

  1. QUESTION:
    What is the best auto insurance company?
    i live in Chicago, Il and want 2 know the best auto insurance company.

    • ANSWER:
      idk, but if i had to choose it would be giecko cause i like the little gecko that represents them :)
      but if u really want to know just compare there rates instead of posting the question here and asking other people to do it for you

  2. QUESTION:
    what is the best auto insurance company?
    i live in Chicago, Il and whant 2 know the best auto insurance company.

    • ANSWER:
      I have state farm insurance, which was the cheapest for me. I only had to file a claim once when i hit a deer. everything went smoothly and I am very happy with them...

      I have also had to deal with geico and progressive. both are good, but out of the two i'd have to say progressive is better. the insurance adjuster was great with me and they insure all of their repairs.

  3. QUESTION:
    What is the best Auto Insurance Company in New Jersey?
    my girlfriend is 23 and she lives in New Jersey. She currently has Liberty Mutual but they continue to raise her rates. Do you guys know about any other companies that you would recommend these days?

    • ANSWER:
      I'm going to call each company b/c it will be less time. Doing it online actually takes too much time. I'll have the policy details in front of me and can tell them everything. Thanks for your help! I'll get the renters insurance too to kill two birds with one stone! You the best! Now meees the best answer! he he

  4. QUESTION:
    Best auto insurance company/companies in Arizona?

    • ANSWER:
      Try this site

      http://cheapinsurance.notlong.com

      here you can get quotes from different companies in your area so you can compare them.

  5. QUESTION:
    Is it best to change auto insurance companies near the end of a coverage period?
    Or doesn't it make a difference?

    I just renewed with my carrier, but I checked today and found that my ,250 rate (GEICO) could be ,050 with one carrier (Travelers) and 6 with another (Liberty Mutual).

    If I change now (at the start of my new coverage period), would I lose money due to administrative fees? If so, would it only be a few dollars?

    Thanks!

    • ANSWER:
      you can change at anytime, and there may be a small premium due from the time you renewed to the time you cancel your policy. So I guess the answer to your question is no it does not make a difference so if you can get it cheaper elsewhere go for it. But don't cancel with your current carrier until you have coverage in place with the other company.
      Good Luck

  6. QUESTION:
    Best auto insurance companies?

    • ANSWER:
      Allstate. I have a local agent that I can see and talk to plus they have excellent rates and new coverage packages coming soon!

  7. QUESTION:
    Best auto insurance companies for southern CA (claims service)?
    This is for myself and my spouse, no accidents or anything in past 3 yrs, 99 camry. Although I'm not a young driver, I feel inexperienced driving in CA (just moved). I'd rather go with a higher but reasonable premium in exchange for better coverage for the first 6 months until I settle in. And claims service is very important to me. I've been getting quotes and doing some research but I just don't know who to go with. Seems like for every satisfied customer, there's someone with a horror story. Any suggestions?

    • ANSWER:
      I'd have to recommend USAA (if you qualify) or State Farm (if you don't qualify for USAA) based upon what I've seen about how they handle their own policyholders' claims.

  8. QUESTION:
    What are the best and worst auto insurance companies ?

    • ANSWER:
      Best is AAA, though it can be expensive (though not necessarily, if you have a good driving record). I've had a mediocre experience with Allstate years and years ago, but nothing terrible.

      Here's a good read on what to look for:
      http://money.cnn.com/magazines/moneymag/money101/lesson22/

  9. QUESTION:
    what auto insurance companies , (best price, dependable, etc....?)?

    • ANSWER:

  10. QUESTION:
    What is the most popular and best auto insurance broker in NYC? Any recommendations? What is the advantage?
    By best, I mean the lowest priced rate they can come up with. What is the advantage I get going to a broker instead of directly going to a popular auto insurance company? Thanks a lot.
    I live in Bronx, NY, work in Manhattan and I have a 2000 Toyota RAV4.

    • ANSWER:
      The best thing to do is to ask friends & colleagues who they use for their insurance. If you have a tenants or co-op policy, go to that company first. Travellers is a good company and used to have decent rates in NY. I was from NJ & one of my insureds moved to Manhattan & his rate went down with Travellers. They work through independent agents. Look in the phone book under insurance & start calling. You don't necessarily want the cheapest rate (remember you get what you pay for), you want the best coverage for your situation. You want a good company that will be there to help you if you have a claim. Good luck to you. If I were still in the area, I may have known someone but unfortunately, I am not anymore.

  11. QUESTION:
    Which is the best auto insurance company?
    i own a chevy beat 1.2 LT.
    I need to hv a good insurance policy with 0 depreciation.and it covers all cost.along i require the policy to be full value for money.wat wud u recommend???

    • ANSWER:
      I would check with a price comparison web site or with an insurance broker, who will check many different insurers for you to find you the best deal quick-ly and fast

  12. QUESTION:
    What is the best auto insurance company for a teen ager?
    18 year old

    • ANSWER:
      There is no one company that will have the "best" rates for any one person. You should check with a local independent insurance agent who can check with many different companies to get you the best possible rate.

      When I shopped for my 18 year old son, Safeco turned out to have the best rate of the companies that I sell for. I also checked with State Farm, Allstate, and Geico. None of them could even get close.

  13. QUESTION:
    What is the most popular and best auto insurance company in USA? Any recommendations?

    • ANSWER:
      Insurance rates vary SO much from person to person. It's based on some of the following: Age, Sex, Where you live, Your credit score, your driving record, your claims record, whether you're married or single, whether you own or rent, and what type of vehicle you own, what would suit you would not suit another person,

      try your old place of insurance or justuse yellow pages and call around or shop for some on internet

  14. QUESTION:
    what is the best auto insurance company for 16 yr. olds that has the best deals?
    such as places like State Farm, Progressive, Allstate, or whatever else there is out there

    • ANSWER:
      it depends where you live ...i have american family b/c i like my agent alot but progressive offers me cheaper insurance..progressive is a great insurance company..i got hit a month ago and they had my car taken fixed with in 3 days...great prices..great service

  15. QUESTION:
    What is the best auto-insurance company with, best rates, coverage and so on.... ???

    • ANSWER:
      There is no ONE company that fits everyone's needs.

      Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

      The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

      An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

      In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

      Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

      Good luck, drive RESPONSIBLY and I hope this helps!

  16. QUESTION:
    Who Is The Best Auto Insurance Company?

    • ANSWER:
      It is impossible to answer this question! The best auto insurance company for one person will be different from someone else's.

      It depends on where you are, who your are, how old you are, your driving record, your credit score etc.

      The best advice is to shop around. Get quotes from 4 or 5 auto insurance companies (making sure to compare like for like) and pick the one that suits you.

      Check out this website which has lots of links, tips, information, etc. about current auto insurance pratice. I hope this helps.

      Good luck!

  17. QUESTION:
    What is the best priced auto insurance company for people who have been canceled due to too many claims?
    These claims are all due to serious weather, vandalism, and theft.

    • ANSWER:
      Go here
      http://car-insurance.moneysavecenter.com
      enter your details and get quotes from main insurers, it's free. Anything else is just suppositions.

  18. QUESTION:
    What auto insurance company is the best to sell for and why?
    I'm thinking about getting into auto insurance sales. Anyone with knowledge know which company offers the best perks, leads, commission etc?

    • ANSWER:
      every company will have a different benefits, some may be commissions, some may be benefits, some may be how well known they are. You need to consider all when starting out. I have worked for a couple of companies, I will tell you that if you work for a company that is well known it is worth a getting a paid a little less so that you don't have to continually try to explain who your company is, I would start with a big company till you have some experience then you can move out to possibly an independent roll. Don't get stuck with the get rich quick attitude that most manager will tell you. I wish you luck in your decision

  19. QUESTION:
    what do you think is the best auto insurance company for a 16-year-old female?

    • ANSWER:
      It depends on alot of things- like whether the car is in a parents name, what year and model it is, etc. Your best bet is to shop around. Contact your local insurance agency- they'll put you with an agent who can quote your insurance with various companies(as opposed to going from company to company yourself) to find the most appropriate policy for your needs, at the least expensive rate. -from one jessica to another.

  20. QUESTION:
    what is the best auto insurance company in new orleans?

    • ANSWER:
      State Farm. If you are a good driver, they decrease your premiums every 6-12 months. However, one accident may go straight back up.

  21. QUESTION:
    Whats the best and cheaper insurance auto company in England?
    Whats the best and cheaper insurance auto company in England?

    • ANSWER:
      There is no magic answer for that and even if there was how do you judge the best anyway.
      No way out of doing the shopping around just like the majority of car owners do now.

  22. QUESTION:
    What are the best insurance companies to work for? (health, life, or auto)?
    I'm looking for a career change and wondering which of these would be best suited in today's market.

    • ANSWER:
      Why not work for a company who does all of those and then some. I work for a company who does it all including investments, mortgage, debt consolidation, any and everything the consumer may need, we have it. We are located in all 50 states, Canada, Spain, and Puerto Rico. If you are truly looking to change career fields, be your own boss, and have unlimited income potential, please contact me @ show_nuff_03@ yahoo.com No gimmicks or scams. (Citi) I'll give you all the info you need, must be able to pass an FBI background check.

  23. QUESTION:
    which is the best beteewn auto insurance agent or main insurance company?
    which is the best Between auto insurance agent or main auto insurance company, i'm currently with an agent and trying to change to the main auto insurance company (AMICA INSURANCE) Please advice

    • ANSWER:
      You should be very careful how you go about buying insurance; you get what you pay for.,..look for value as well as price...spend a couple of extra bucks and get good insurance rather than "cheap", it could cost you A LOT more in the future.

  24. QUESTION:
    What are some discounts that many auto insurance companies offer that might help save some money?
    10pts to best answer. Question about auto insurance policies?

    I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

    • ANSWER:
      Depends on the company and the state that you live in. Auto insurance is regulated by each state so it can differ from state to state.

      Some companies might offer:
      -Good student discount (if you have a B or better average, so 3.0 or higher)
      -Driver Training discount (if you got your drivers license through an 'on the road' driver training course and got a certificate stating you completed the course
      -Some companies offer a book to be completed to make you designate driving goals to make you aware of your driving skills.

      If there are 3 cars in the house and 3 drivers in the house, you will probably have to be put as a primary operator of a car, BUT if threre are 2 cars in the house and 3 drivers in the house you could probably be rated as an occational operator of the vehicle.

      Just offering some suggestions for you!

      Hope this helps. Good luck.

  25. QUESTION:
    Which auto insurance company is best for person with good driving record?
    Not just cheapest but good to deal with and not get treated like an inconvenience like my last one did (AIG)

    • ANSWER:
      The one that gives you the best coverage for the lowest premium. Talk to an independent agent and let him search to see which company that is.

  26. QUESTION:
    best auto insurance company for teen drivers?
    which is bestt?? am 17 and getting my first car soon (04 Nissan Altima)

    • ANSWER:
      The best insurer for a 17-year-old is his/her parents' company; they'll get the multi-car discount and have the clout of their coverage. At 17, you can't enter into a contract anyway, and insurance is a contract.

  27. QUESTION:
    What's the best auto insurance company?

    • ANSWER:
      In my opinion it is AAA, mainly because of their competitive rates and road service

  28. QUESTION:
    what insurance company offer the best auto insurance quote?

    • ANSWER:
      So, what the heck to you mean by "best?" I'm assuming you mean the lowest premium. Any given insurer might offer the lowest premium to a particular driver, and most are going to be comparable premiums for comparable coverage. The problem is that people equate "best" with "cheapest" because they are completely ignorant about the topic. Is ice cream better than creme brulee? It's usually less expensive.

      While one's budget is certainly part of the equation, one should never purchase any type of insurance on price; and never without a qualified advisor. For auto or home coverage, this means a qualified and licensed INDEPENDENT insurance agent. For life, disability, long term care, and other financial planning coverages; one should always seek a financial planner or qualified financial advisor. Never use an insurance agent for these.

  29. QUESTION:
    Which is the best auto insurance company in India.?

    • ANSWER:
      Well actually considering the add-ons in cashles facility and tie-ups with Garrages, I think Bajaj Allianz is pretty good.

      For further queries you can call me on 09322197831 or mail me on bhushansheth@hotmail.com and bhushansheth@gmail.com
      I am also engaged in providing superlative life insurance solutions from LIC.

  30. QUESTION:
    What's The Best Auto Insurance Company?
    I'm a 16 year old male in Southern California... I'm looking at:
    1993 Honda Accord
    1990 BMW 525i
    1991 Nissan Stanza
    1992 Acura Legend Sedan
    1996 Volkswagen GTI

    which company is trustworthy, cheap, and helpful?

    • ANSWER:
      At your age none,do you have perents that can add you to there policy? Here is a way to help you figure this out,figure out what auto you want and call several companies for a free quote. Keep in mind they will ask questions like full coverage or just collasion and if you do not owe the vehicle you need full coverage.At your age it is going to be sky high.I think you will find that insurance is going to cost more per month then your auto is worth. I wish you the best.

  31. QUESTION:
    who's the best auto insurance company?

    so far progressive is 70, Geico 0, Esurance 0. Why such a large difference? What limits should I be choosing?

    • ANSWER:
      Alot of people say Progressive is the cheapest.

  32. QUESTION:
    What is the best insurance company to get auto and home through in Ohio?
    I want to get them both through the same company because they give you discounts rates. The insurance will be for two cars and include my wife on the account. Is there an easy place to compare rates?

    • ANSWER:
      We had Allstate for several years and when we purchased our new home and car, we decided to compare rates. Allstate was the highest. Nationwide was okay, but they required a membership to the Farm Bureau to get their rates??!!?? We went with State Farm. We got more coverage for less money than any other place we compared.

  33. QUESTION:
    Which insurance company offers the best auto and renter's insurance rate? What is the discount % if known?
    Looking to switch insurance companies. I'm paying 277/mo (6 mo) and currently do not have renter's insurance. I have 2 accidents 2 1/2 years apart. My last accident was in Dec. 2007. My car was totaled and I know my rates are going to sky rocket. I'm thinking that adding renters insurance & taking defensive driving may help offset my expected increase. To specify, im looking for auto & renter's, not auto & home owner's insurance. Thanks.

    • ANSWER:
      check into Allstate for a combo coverage but check with someone LIVE and local

  34. QUESTION:
    In your experience, who are the best and worst insurance companies for home and auto?
    I used to have The Hartford. They were the worst ever. Now I have Nationwide, and I'm happy with them.

    • ANSWER:
      If you are fortunate enough to either have been in the military or have been a dependent of someone who was, you can get USAA coverage. They are, without question, the best. Lowest rates, best customer service, most variety of products.

      Everything I've heard from friends bears this out. Unfortunately, you have to have that US military affiliation to get their coverage.

  35. QUESTION:
    Looking for the best prices in auto insurance and Quick!?
    I know there are some reliable auto insurance companies out there with killer rates. Anyone know something good?

    • ANSWER:
      Just remember CHEAP and FAST isn't ALWAYS best!!

      Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit score es and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

      The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

      An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

      In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

      Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

      Good luck, drive RESPONSIBLY and I hope this helps

  36. QUESTION:
    Which US auto insurance company gives the best rates to UK licence holders?
    I recently moved to Atlanta from England and am trying to buy my first ever car. I have 5 years driving experience in the UK, but the insurance companies I have contacted thus far aren't taking this into account and are treating me as a new driver. This increases the premium considerably. Are there any companies out there that will give me a fairer deal?

    Note: I have dual citizenship with UK and US

    • ANSWER:
      don't have a clue to your question, just felt sorry for you cos no-one had answered your question and i didn't want you to feel left out.

  37. QUESTION:
    What company has the best auto insurance rates for people with speeding tickets?

    • ANSWER:
      Every company has accident forgivness Allstate jsut has a clever marketing campaign. If you have speeding tickets it does depend on your age and what you drive. If your a younger person your gonna find it hard to find a good rate anywhere. If you over 25 you can try pretty much anywhere if all you have is a few speeding tickets.

      Good luck in your search

  38. QUESTION:
    What insurance company would be the best company for my kid getting auto insurance if he is getting his permit?
    He just turned 15 and Geico is telling me i would need to add 0 every month and tahts a little too much

    • ANSWER:
      1-800 -safe -auto pick up the phone, the call is free...

  39. QUESTION:
    what company offers best auto insurance rates for not so good driving records?

    • ANSWER:
      The best way to find out which insurance company offers you the best rates is to compare quotes online. It's quick and easy to do.

      I recommend InsureMe – They give you the five best auto insurance quotes from top-rated auto insurers nationwide. To request a free, no obligation quote, Go to http://www.insureme.com/landing.aspx?Refby=613596&Type=auto

      I hope that helps! Take care and best of luck with your auto insurance!

      P.S. - You can save money by increasing your deductible and paying your premium on an annual (once per year) basis. Also, if your vehicle is older, you may not need physical damage coverage. Finally, by insuring your home and auto with the same company you may save an extra 15%.

  40. QUESTION:
    Where to get the best auto insurance rates in Midwest.?
    Just moved to the Midwest, besides the insurance giants are there any other good insurance companies out there that will save me a little money?

    • ANSWER:
      these are companies you have to qualify for but if you do they have good rates and they are GREAT companies. See if they write in your area. Erie Insurance, State Auto, Liberty Mutual. I would not hesitate to place a client with any of them.

  41. QUESTION:
    Who are the best / least expensive Home and Auto insurance companies who write coverages in Southwest Texas.?
    Looking for coverage in Uvalde Texas area.

    • ANSWER:
      You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

      Home: http://www.insureme.com/landing.aspx?Refby=616162&Type=home

      Auto: http://www.insureme.com/landing.aspx?Refby=616165&Type=auto

      Take care,
      Casey

  42. QUESTION:
    Anyone knowing the best/cheapest auto insurance for young drivers?
    Hello! I am a young driver (19) who is looking to buy a new 2007 ford mustang (the deep red color). I really want this car but it looks like there is no way that I will be able to afford the auto insurance for this thing. Anyone know the best company for me to speak with? Any advice or tips will help. Thanks!

    • ANSWER:
      So I did a very rough quote on your car, and its coming back at around 00, which is about 3 per month!

      However, I don't know everything about you, so it may change. I used just a 2 dr Mustang, no GT or anything. the best thing to do, is to get a quote yourself which will be more accurate. Go to http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html for the quote, it compares all companies and gives you the best prices.

      Be sure to mention if you are in school and if you have taken drivers training, as these could reduce your rate.

  43. QUESTION:
    Which auto insurance company has the lowest rates and best service?
    Which auto insurance company has the lowest rates and best service if you need n sr22?

    • ANSWER:
      If you want to find your best or cheapest auto insurance quotes just in few minutes, check out this site

      http://Cheap-Auto-Insurances.info

      Here you can get free quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.

  44. QUESTION:
    what is the best and most affordable auto insurance company?
    I have a 1997 geo metro, I don't drive much everything is around me and I work out of my house, I just want basic coverage at a cheap rate.

    • ANSWER:
      Just log onto http://tinyurl.com/cheapestcarinsurancequotes
      InsureMe is the free referral service that makes it easy to find the right insurance for you. Their quoting process is fast, easy and reliable.

  45. QUESTION:
    what auto insurance company has the best rates for teenagers?
    i live in ontario ca if that helps and i drive a 95 caprice

    • ANSWER:
      The best thing for you to do is get a online insurance quote. Go to http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html

      This will compare all insurance companies in your area and give you the best rates. Be sure to state whether or not you have taken drivers ed, as this will reduce your rate

  46. QUESTION:
    auto insurance companies?
    what auto insurance companies are best rated for customer satisfaction?

    anyone like geico? why?

    • ANSWER:
      I'm very experienced in the auto insurance industry and can tell you.

      You win and lose depending on your situation with GEICO and other direct insurers. You win because you deal directly with the source, and you lose because...well...you're dealing directly with the source. GEICO does offer very cheap rates if you qualify, and the ARE one of the big boys in the insurance industry. Where people mess up with these direct insurers is that they forget that they don't have a private agent to insulate them.

      When I say insulate, I mean you can call your State Farm agent and get a quote for your teenager who might be already licensed. If you do that with GEICO, that teen will be on your policy by the end of the phone call whether you like it or not.

      If you call your Allstate agent and tell him you deliver pizzas, he might tell you that he didn't hear you. If you tell a GEICO agent that, they'll refer you to their Underwriting department and you'll be non-renewed.

      This is not to say that GEICO and other direct writers don't care about customer service, because they do. You'll get polite and courteous treatment. But they will also not sacrifice their underwriting rules for the sake of treating you nice. State Farm and Allstate would be the same way if you talked to them directly like you do Progressive and GEICO. The difference is that State Farm and Allstate have the third party agent to insulate you.

  47. QUESTION:
    Which auto insurance company has the best brand recognition?

    • ANSWER:
      State Farm is the largest insurer of property and casualty (Auto and Home) in the United States. The second largest company is Progressive. Progressive would have to double in size to catch State Farm. Geico spends a huge amount of money on advertising, but in essence, they are considered a smaller company, but growing quickly.

  48. QUESTION:
    What's the best way to find a good auto insurance company?
    I would like to switch auto insurance but I don't want a company that is going to hassle me if something does happen.

    • ANSWER:
      Pick out several companies, at least three, and get insurance quotes so you know what your rates will be like. You can also check them out with the better business bureau to see how many complaints they have had. Some good ones that I know of are:

      http://www.countryfinancial.com/SiteController?url=/insuranceProtection/auto

      https://www14.ameriprise.com/AutoQuoteWebInter/AQFrontServlet?request_type=un_auth_init

      http://www.amfam.com/insurance/

      Then check them out at:

      http://welcome.bbb.org/

      Good Luck!

  49. QUESTION:
    How much do you pay for auto insurance? What company do you like best?
    I currently have State Farm for my auto and homeowners insurance but I'm trying to get a lower payment. I have heard that SF is one of the more expensive companies... is this true?

    Thanks!

    • ANSWER:
      State Farm has just had some rate increases in various areas - it depends on where you live.

      Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

      The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

      An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

      In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

      Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

      Good luck, drive RESPONSIBLY and I hope this helps!

  50. QUESTION:
    What auto insurance company is the best one?

    • ANSWER:
      Having worked as a service manager at a car dealership in the past the best service and claims handling insurance company is AAA. They are the easiest to work with and do the most for their customers. However they are a little more expensive but they sure are worth it.


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