Save big on Des Moines Car Insurance

Best Car Insurance Company

The nature of a car insurance company is such that you might not discover their true stripes until you need to call on them in a crisis, but car insurance company ratings are an extremely useful way to find an insurance carrier that won’t let you down when worst comes to worst. We might hope that we never need to call upon the insurance we’ve taken out, but it’s still not a service we can do with out, and finding reliable and unbiased car insurance company ratings can be our first step in locating an insurance provider that will be everything we need it to be if that dreaded accident ever occurs.

There’s little doubt that it can be difficult to find insurance company ratings that are fair and balanced. Of course the company themselves are unlikely to show you their less than positive side – they will point you in the direction of glowing testimonials, but are a little more behind the door in admitting their shortcomings. And there are a lot of factors to take into consideration when choosing a car insurance company. Price is important, of course, but so are customer service, and the ease with which you can make a claim in the event of an accident. Finding an insurance company that offers all of these can be a daunting affair – that’s why it’s so great that someone has registered our needs and come up with automobile insurance ratings that we can trust.

One of car insurance company ratings is offered in a company’s reputation, and carriers such as Allstate, Nationwide, and State Farm, well-known companies that have managed to hold onto some clients for years, are a fairly reliable bet. That’s not to say, however that smaller, less well-known companies don’t offer a great service, so for an inside look on how the big companies are really rated, and to find details of those you might not have heard of, check out J.D. Power and Associates.

J.D. Power and Associates rates insurance companies in terms of the variety of coverage they offer, rates, claims processes, and customer service, helping you compare insurance companies in all these important categories. Other services that have grown up in recent years are Amica and Erie, who have posted the best rankings with J.D. Power. These companies have secured rave reviews for finding ways to cover claims. Another extremely useful source for car insurance companies ratings is A.M. Best and Standard and Poor's who offer insights into an insurer's financial strength by displaying ratings that determine an insurance company's ability to pay claims.

Thankfully there are great resources available to help us find the car insurance companies ratings we need to help us make the best decision for ourselves and our families. Before you sign on the dotted line, you want to know which insurance provider is the best for you, so be sure to check these resources out before you put pen to paper.

Frequently Asked Questions

  1. QUESTION:
    What is the best car insurance company out there today?
    I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....

    • ANSWER:
      To me, the best insurance is the cheapest, but will choose a major name company which currently is GEICO for the car I have now, but was AllState for the car I had prior and was State Farm before that.

      I heard horror stories as well as good things about all insurance companies and they were all from people with different experiences.

      It is also wise to ask what a total price for all your insurance needs would be through one company. A combined auto, motorcyle, house and life insurance can save you alot of money.

  2. QUESTION:
    Which is the best car insurance company with 1 minor accident history, claim more then 00?
    How can I minimize the increase in premium or get the best premium quote from a different car insurance company?

    • ANSWER:
      Your best bet is to just to obtain a bunch of different quotes from different insurance companies and compare. Premimums vary depending on locations, past driving history and other factors. I use Geico right now because it was the cheapest one I found, but that doesn't necessary mean that it would be the cheapest place for you. You need to do some research.

  3. QUESTION:
    What would be the best car insurance company to go to?
    What would be a great car insurance company to go to?

    I am an 18 year old, male, just got employed and now I'm looking to get car insurance for an '87 Chevy Blazer. Any suggestions?

    • ANSWER:
      Ask a good independent agent.They will shop around for a rate. Be prepared ! at your age youza. If you can afford to pay the bill in one go,ask mom or dad to help and pay them back,rather than paying monthly. It will cost you 1/3 to 1/2 as much again to pay monthly!!Get a reference from your folks ,also, take a defensive driving course, this can sometimes lower your rate. Remember this can be fun or an offensive weapon,and DONT let anyone else drive your car Good luck be safe.

  4. QUESTION:
    What is the best car insurance company for a 16 year old?
    I'll be turning 16 next year and i want to get a headstart on what the best car insurance is for a 16 year old male in New York

    • ANSWER:
      The best car insurance company for a 16 year old is the cheapest one that the 16 year old can find ! Try this site to find the best car insurance

      http://car-insurance-quo.blogspot.com/

      Here you can get quotes from different car insurance companies in your area, its the best way to find the best car insurance with a reliable company.

  5. QUESTION:
    best car insurance company for a great student?
    i have really good grades and have taken defensive driving and i have a car thats worth under a ,000.

    any1 know wat the best company for me is under my parents cuz they are willing to change theirs to meet mine???
    by best i mean cheapest, im not really worried too much about coverage cuz i have to drive to school [1 mile away] and work [half a mile away] and i go to hi school

    • ANSWER:
      If your parents are/were in the military, then USAA can be very competitive. Progressive and Geico can also be competitive, if you fit in their "model."

      AIG, Safeco and Mercury Insurance (if you live in CA) are competitive, but can sometimes be tough if you have a claim. If you live in PA or NY, Erie Insurance is very competitive.

      I would go to an independent agent's office with your parents, and get a bunch of quotes. A good agent can sometimes know which companies like young drivers, and can also find discounts (like good student, driving school, multiple policy) that you may not have known about.

      The key is to shop around a lot. You may be shocked at how much your insurance costs.

  6. QUESTION:
    What is the best car insurance company in Britain?
    I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is £1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference?

    Cheers!

    • ANSWER:
      Bike will make no difference.
      On the phone you simply have to say that you have a cheaper quote but prefer them so what can they do?
      Getting Dad to illegally and fraudulently be the main driver when you really are will make you both criminals. Before you do this I strongly suggest you read the following BBC news report on parents breaking the law like this. Ignorance of the law is no defence and the insurers are well onto this scam and have lots of ways of finding out - the Police are watching for it too.

      Here is that report - http://www.bbc.co.uk/news/10241769

  7. QUESTION:
    What is the best car insurance company for a 23 yr old female who has never had her own policy?
    Hello, I am a 23 yr old female, and have never had my own car insurance policy. My car is paid off, but still in my mom's name, with my name on there as well. I have been trying to get my own policy, since she is going to sign the car over to me, but I can't find anything reasonable. I'm paying 65 dollars a month for the policy to be in her name, and I need to stick to that price range. Any suggestions?

    • ANSWER:
      You probably aren't going to be able to find anything comparable to what you have now.

      You are getting discounts and credits under your current policy that you won't get on your own.

      Look around to your local independent agents (those that represent several different companies). They will be able to give you several different prices to choose from.

      Be sure to tell these folks that while you haven't had a policy of your own, you have been listed as a driver on your mom's policy (assuming that is the truth) and therefore have been insured. The company will want proof, so be sure to get a copy of your mom's policy with you isted as a driver. Otherwise, the insurance company will charge you more for not having continuous coverage.

  8. QUESTION:
    What's the best car insurance company? Your experience?
    I just purchased a new car and my family and I have about 4 cars currently under farmers insurance and pays way over 0 on car insurance...the dealer at the agency mentioned that he bought the same car and has 4 other cars with Nationwide and pays under 0 full coverage. In your experience and in your opinion from what you know or have experienced which insurance companys over the best service for your buck or offer great options. I think we are paying a lot and the options aren't that great. Thanks

    • ANSWER:
      Well, it depends. Nationwide might be the best for him, but not for you. Depends on your credit score, your driving record, whether you own or rent, the coverages on your vehicles, your liability limits, deductables, the ages of the drivers, where you live, how much you drive etc etc etc. I would suggest calling an independent agent and asking for a quote. They represent more than one company so they can put you in the company that best suits your needs.

  9. QUESTION:
    So whats the best car insurance company for a teenager?
    Im a 17 year old boy and I just got my driver's license in maryland yay!!! only problem is that I'm the very first licensed driver out of everyone in my family. That means NOBODY in my family drives, not even my parents; I'm the very first licensed driver.

    So how would I get car insurance? how do I start an account or something?

    I drive a bright red 1999 for taurus. what would be the cheapest insurance company for me and how much should I expect to pay?

    thanx

    • ANSWER:
      When will you turn 18??

      Typically, insurance rates are filed by the various insurance companies that are licensed to do business in your State, and they vary from State to State.

      The best thing to do is call a LOCAL independent agent. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

      An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

      In my agency, we have companies that specialize in young drivers and it is normally less expensive to be added to the parents' policy. Since your parents are not licensed, I presume that they don't have a policy to be added to.......so, what you might have to do is find a company that will EXCLUDE the named insured. Now all the "gurus" that hang out on this site, and lot of the other "know it alls" will say "OH YOU CAN'T DO THAT!!!!" but we have DONE that especially if the owner of the car is blind or has some other malady that keeps him them from driving.

      Since you are only 17, you won't be able to have your OWN policy since you cannot sign a contract until you reach 18 - and an insurance policy IS a contract. So, back to my original questions...WHEN do you turn 18? You might have to end up waiting until then if the company won't excluded your parents!

      I have used Progressive for many years, and if they are doing business in Maryland, they might be a carrier to contact. I am more familiar with the "independent agent" version of Progressive, but, don't see why they wouldn't write it direct by calling 1-800-PROGRESSIVE and explain the situation to them.

      Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you'll find that MOST of them aren't going to insure a 17 year old by themselves.

      Oh....and no one really cares WHAT color your car is.....makes do difference in the rate (however RED does stand out MORE in a crowd!

      Good luck, drive RESPONSIBLY and I hope this helps.

  10. QUESTION:
    What is the best car insurance company for the over 50s?
    Man aged 61.Would require a curtesy should he be involved in a accident. 9 years no claims.
    Driving for 40 years plus. Just about to buy car

    • ANSWER:
      SAGA would be worth checking but other than that there is no particular best one..
      I got a good deal recently with Adrian Flux so also worth a try but can't guarantee anything as the insurance market changes daily.
      You really have to shop around just like everyone od all afes has to if you want the best deal - no shortcuts

  11. QUESTION:
    What is the best car insurance company for 1st time drivers UK?
    Hi, I am 24 and I have had my lisence for about 6 months now! Insurance is soooooo high for this age range and not having much previos experience.

    What insureers would you suggest to first time drivers?

    Thanks

    • ANSWER:
      there is no one-company-fits-all when it comes to car insurance since all companies view things differently.

      The best thing to do is shop around. Use all the comparison sites you can, try other insurers which aren't listed and even then, haggle!

      Some companies target young drivers and say they give you the best prices....... doesn't mean they actually do though!

      the best thing to do is read this article:

      http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

      is explained most of the ways of buying cheaper car insurance. (The little video is good too)

      BEWARE: Lying about anything to make it cheaper can invalidate your insurance. That means you're effectively driving without valid insurance, which is illegal. Eg. Keeping your car in a locked garage can save you money.... but if you don't have a garage and say you do - they will find out eventually (if your car get's stolen for example!)

      Good luck!

      Like I said in your other question, give me an email if you get stuck. It can be scary first time (and i'm 23 myself :-) )

  12. QUESTION:
    What is the best car insurance company for a married 22 year old boy?
    No tickets , I have my license 2 years ago
    I have a 2001 Nissan Altima

    • ANSWER:
      check Progressive.com there are pretty good..

  13. QUESTION:
    Hi can anyone advise on the best car insurance company that lets you put young drivers on for short periods?
    Our son is at Uni & only needs to be insured occasionally & our present company will only let him be insured for 4 weeks a year

    • ANSWER:
      For car insurance the fastest way to get a free quote is do a car policy comparison. If you choose the same coverage levels, you can get an accurate quote to compare against others. Use the same city/state, auto make/model, mileage and driving history to ensure you get an apples to apples comparison. To get fast auto insurance quotes, go to http://www.simpleautoquotes.com/Auto-Insurance.html and you can compare the major auto insurance companies.

  14. QUESTION:
    What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?

    • ANSWER:
      are you wanting just liability or a classic collector car policy with full coverage? if its just liability, your state sets these rates and anywhere you go should be the same rate. if its a classic car policy you need, try Infinity if your state writes with them. they have GREAT rates!

  15. QUESTION:
    What's the best car insurance company 2 get the lowest price rates on a 74 Caprice classic?

    • ANSWER:
      HAGERTY
      most ins co. carry this insurance and all you have to do is ask your insurance co. about it, if they don't carry them then get your phone book out and call around.

      i have my 65fastback insured for .000.oo, 56Chevy 210 insured for ,000.oo, and my hotrod S-10 insured for ,000.oo and for all 3 with full coverage it cost me a total of 1.oo year for all 3, and they even insure the parts that are not even on the car.
      this is just for classic, customs or show cars and even cars that are not restored yet or are in restorations, not the daily driver's so you will have to be able to tell em that you have a daily driver for work and trips like that, and you can get even lower insurance with them if you limit your mileage per-year

      here's there web site

      http://www.hagerty.com/

  16. QUESTION:
    Whats the best car insurance company for me in Republic Of Ireland if I have past driving convictions?

    • ANSWER:
      You set us a very difficult task.
      Try confused .com

      Alternatively you can have a look at the following sites.

      PDF] Camper Insurance / Exclusive Scheme Dolmen Insurance Brokers (Republic ...
      634k - Adobe PDF - View as html
      Proposers must have a permanent residence in Ireland for a minimum. of 3 years. ... insurance company etc. 2) Get full details of third party involved i.e. ...
      www.dolmen-insurance.ie/downloads/Camper_Scheme2008RoI.pdf
      eCar Insurance - Help Desk & FAQ
      Q: I have been driving a company car for the last 5 years. Will you allow me any No Claim Bonus? ... The Republic of Ireland. Austria. Belgium. Cyprus. Denmark ...
      www.ecarinsurance.co.uk/helpdesk.php - 199k - Cached
      [PDF] YOUR COMPLETE GUIDE TO YOUR CAR INSURANCE GUIDE
      440k - Adobe PDF - View as html
      ... this insurance covers you in Great Britain, Northern Ireland, the Republic of Ireland, the ... If we replace the car, we must have the permission of the ...
      www.morethan.com/Process/Documents/motorpoli.pdf
      Aloud.com Festival guide with Sony Ericsson
      7. Employees of Emap or any company involved in the Competition or, if relevant, ... that you do not have any criminal convictions or criminal record and have ...
      www.aloud.com/festivals/terms.shtml - Cached
      [PDF] Your Swiftcover Car Insurance Policy Document
      250k - Adobe PDF - View as html
      convictions in the past 5 years and all pending convictions that You and any ... Netherlands, Norway, Portugal, Republic of Ireland, Spain, Sweden and Switzerland. ...
      www.swiftcover.com/carinsurance/policy/MotorPolicyWording.pdf

  17. QUESTION:
    What the best car insurance company for first time drivers?

    • ANSWER:

  18. QUESTION:
    What is the best car insurance company in your opinions?

    • ANSWER:
      There is no "Best" car insurance company. A company that is good for one may not be as good for another

  19. QUESTION:
    What is the best Car Insurance company ?
    I am a new driver with a sports car 1999 Porsche Boxter and need insurance. PLEASE HELP !!!!!!!

    • ANSWER:
      I've been with state farm since 16 and absolutely love them - I will probably never change companies for the rest of my life! fair rates, awesome customer service - I was 18, driving a camaro and paying a month!

  20. QUESTION:
    For young Male drivers who is the best car insurance company to go with?
    I want cheap
    I am 19
    I have a smal 1.1 car and i have 1 years no claims
    Never crashed
    No Convictions

    • ANSWER:
      Compare Progressive, Allstate, and Geico...
      _
      _
      _
      _
      _
      _

  21. QUESTION:
    What is the best car insurance company ?

    • ANSWER:
      I sure like Allstate, because I have a real, live agent and not a voice on the other end of a call center line (who may or may not be domestic), and I can call him to do everything rather than try and navigate a website.

  22. QUESTION:
    What is the cheapest and best car insurance company?
    I live in pueblo CO

    • ANSWER:
      No such thing. You have to find the right company, for the right person, for the right scenario in the right area. No one company is good everywhere for all situations.

      You have to shop around and find the best fit for your current area/situation. Even if you a have the best rates now, you may find that as you move or your life changes you may find the need to switch with your life changes.

  23. QUESTION:
    what is the best car insurance company for a graduate student?

    • ANSWER:
      I have pretty much shopped them all. Esurance was the best choice for me. Cheaper rates than any I could find locally or online, good coverage, and not fly by night as they are a part of the White Mountain Insurance group.

  24. QUESTION:
    Which car insurance company is best with a teenage driver?
    i am 16 and i am considering buying a 1999-2004 mustang or maybe a firebird or camaro from about the same time and i know the insurance is going to be high. 1) how much of a difference will it make if its listed as my parents' car and im just a driver rather than it being my car and 2) which auto insurance company is best for discounts from drivers ed, my gpa(4.0 thank you very much),and maybe a defense driving course or something like that.
    thanks in advance everyone!!!

    • ANSWER:
      Just get a quote through insure.com or progressive.com. You'll get 10 offers in your email.

  25. QUESTION:
    As far as compensation is concerned, what's the best car insurance company there is (within USA) ?
    A co-worker of mine wreaked his car, and he was told by his insurance that they will pay him the amount equivalent to the car's total wreaked value (in other words, scrap value). THIS SUCKS CO'Z BOTH MY CARS (one brand new) ARE UNDER THE SAME INSURANCE COMPANY! I need to switch insurance quick!

    I need to find one that will pay for the car's actual book value in case it gets stolen or wreaked... NOT resale value, NOT trade-in value, and most especially NOT total wreaked value.

    (Only well educated and very credible answers please)
    In his response, "notaclue" (below) still did not address the question as to which insurance company offers the best compensation package. Regardless of the accident I had described, my question remains the same. I would suggest to "notaclue" to refrain from giving such worthless answers in the future. He should try to ANSWER the question next time. I also do not accept answers from people so mal-educated they do not know that parentheses come in pairs.

    • ANSWER:
      Allstate, State Farm, and Infinity are all great insurance companies for compensation in an accident. Infinity insures the best for the lowest price. I would never choose Traveler's Insurance because they give you a great hassle over compensation. Plus, Traveler's also tells you that they are paying you one thing and end up paying a great deal lower. We had an accident with Traveler's Insurance and had been paying on ,000 coverage on the interior contents on a conversion van (extra besides the value of the van) and, when it came down to the compensation, they only paid 00 on the interior contents (that were valued at around 00-,000) along with the book value of the van. Traveler's was also charging me waaaaaaay more than any other insurance. So we were lied to by that company. E-surance is another company that is great and it costs less.

  26. QUESTION:
    best car insurance company in UK?
    my car insurance will be due in 3 weeks time. I have tried all the comparison sites but im not yer decided. pls can you give me a company that offers reasonable price?

    • ANSWER:
      If you’ve tried all the comparison sites then you’ve probably done enough unless you requirements are of a specialist nature such as a Japanese Import or something.

      However, if you wish to keep trying then not all companies are on the comparison sites.

      Direct Line states they aren’t on any comparisons sites and many brokers aren’t either.

      Obviously you want the best price but you need to be confident your getting good cover and excellent backup service. A local broker may not be the cheapest but you can always go and see them and easily judge the quality of service before you buy.

      Anyone can quote you a cheap price but are they there when you need help later on?

  27. QUESTION:
    Which is the best car insurance company in the UK?
    I'm looking for the cheapest but also most reliable when it comes to service etc.

    • ANSWER:
      There is no such thing.

      The cost of your insurance is unique to you and your circumstances. It is impossible to compare the cost of your insurance with anybody else, because they are not you.

      There is no shortcut to finding reasonably priced insurance - you will just have to contact as many insurance companies, insurance brokers and comparison websites as you can find, until you get the lowest quote you can. Then just hope they are good, if you ever need to make a claim.

      There is no other way.

  28. QUESTION:
    What is the best car insurance company in NY?

    • ANSWER:
      Looking for the top car insurance companies for New York? You’ve come to the right spot. While there are many different companies offering auto insurance in the state of libertarianism picture New York, there are some that are ranked higher than others. How do you figure out which ones are the top insurers? We’ll use several different sources to help you determine the top car insurance companies for New York.

      New York State Insurance Department — One way to find the top 3 car insurance companies for New York is to check for the lowest percentage and number of complaints through the state’s department of insurance. It’s easy to see that, for 2009 exposure, as indicated in the 2009 Annual Ranking of Automobile Insurance Complaints, the number one auto insurance company in the state was Adirondack Insurance Group with 0.00 complaint ratio. Number two is Amica Mutual Group (Amica Mutual Insurance), and number three is Main Street America Group (Main Street American Assurance Company, MGM Insurance Company). Insurers with the fewest number of complaints rank at the top of the list, while those with the most complaints rank at the bottom. In terms of volume insurers (millions in premiums written), big players include 14th-ranked Progressive Insurance Group (0.05 complaint ratio), and 29th-ranked Allstate Insurance Group (0.11 complaint ratio).

      J.D. Power and Associates – Consumers may also want to know which top 3 car insurance companies for New York had the highest overall customer satisfaction. The annual J.D. Power and Associates 2010 U.S. National Auto Insurance Study provides a good look at the best-rated car insurers across five factors: interaction, policy offerings, billing and payment, price, and claims. Checking their list, the top car insurance companies for New York (doing business in the state, although they may be headquartered elsewhere) are Amica Mutual, State Farm, and Geico. Amica Mutual is the JDPA award winner, and State Farm and Geico each have a four-circle JDPA rating.

      A.M. Best Company – Check out an auto insurance company’s financial strength through the A.M. Best Company ratings. Using financial strength as a barometer, the following companies rate high as top car insurance companies for New York:

      * Allstate Insurance Group – A+ (Superior)
      * Amica Mutual – A++ (Superior)
      * Geico – A++ (Superior)
      * Progressive Insurance Group – A+ (Superior)
      * State Farm – A++ (Superior)

  29. QUESTION:
    How to find the best Car insurance companies?
    Once you have quotes from several companies, how do you choose the best car insurance company? Your instinct might be to just grab the company with the cheapest rate. And while this might, in the end, be your choice, you need to also make sure the company is going to provide you with good service. For more info..visit
    http://auto-carinsurance.blogspot.com

    • ANSWER:
      I've been with Amica for years. Not a household name, but a very solid company.

  30. QUESTION:
    Which car and insurance company are best for new 18yr old driver?
    Insurance is high, so which car is best to insure and with which company?
    I'm the mother of the 18 yr old and have been looking constantly. The cheapest is just under a 3 grand for a very old little car. If they go on our insurance as a named driver, they don't get to build up their no claims. Hence why I'm looking for answers to see if we can get him started at a sensible price.
    Also note he is a student or only part time wages to pay for very high insurance.

    • ANSWER:
      As this is a regular question, the answers are a good representation of what has been said. The problem is, that over the years teens have been seen as a high risk because of their inexperience and lack of roadcraft. A lot of sense looking at a small, cheap car, but these are the most likely to be involved in a crash involving teens. Look 'outside the box' at a medium sized family car or an older one. Top Gear found the best quote was for an older Volvo !!!! Ignore the comparison sites and try a local agent - you may get a better deal. good luck

  31. QUESTION:
    What do you think is the best car insurance company?

    • ANSWER:
      Right now A.I.G. is offering some of the best rates, but the best would have to be All State. The have the best incentives and treat there customers with respect.

  32. QUESTION:
    what is the best car insurance company in California that has good record, and is least expensive?

    • ANSWER:
      state farn, and i'm not just saying that because i have it because i don't but i am going to switch because they are so good

  33. QUESTION:
    Please suggest the best car insurance company with less premium and reliable service

    • ANSWER:
      Insurance is very individual because it's based on personal record, sex, age, and a number of other variables such as location, credit rating etc I've bookmarked this sites to go back to, it's free to get quotes
      http://gsx1.com/InsuranceComparison.html
      http://gsx1.com/Car-Insurance/100.php
      http://finance.ebookorama.com/ukusa-selected-resources.php

  34. QUESTION:
    What's the best car insurance company in the UK?

    • ANSWER:
      They are all the same - robbing b***tards.

  35. QUESTION:
    Best car insurance company in UK Please?

    am just shocked at how the quotes from varying companies vary so much. In some cases by 50%!

    • ANSWER:
      to be honest we would all like the answer to this one.
      it all depends on your age what insurance cover you want.
      the best way is to first decide what you want ie courtesy car windscreen cover how much excess etc and then look around for the best deal and make sure your comparing like for like.
      good luck

  36. QUESTION:
    best car insurance company?
    In New York, which is the best car insurance company?

    they are all expensive i know that but i need help deciding which will benefit me more?

    i live in Long Island, NY

    • ANSWER:

  37. QUESTION:
    what's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?

    • ANSWER:
      THIS IS THE BEST PLACE AND RATES AROUND AND I USE THEM AS WELL.

      http://www.hagerty.com/

  38. QUESTION:
    Best (stylish) and chepaest car for a teen to get? Also, what is best insurance company?
    What is the best car that is stylish and afordable to drive for a teen first car? It needs to be nice though but not expensive. Also, what is the best insurance company?

    THANK YOU!

    • ANSWER:
      Good cars for first timers (America):

      USED:
      2006+ Honda Civic
      2007+ Honda Fit
      2007+ Nissan Sentra
      2007 Volkswagen Rabbit
      *2006+ Volkswagen Jetta* (Not the base S)

      NEW:
      Honda Civic
      Honda Fit
      Scion xD, xB
      Nissan Sentra
      Volkswagen Jetta, Golf
      Mini Cooper
      *Hyundai Elantra*
      Kia Forte

  39. QUESTION:
    What is the definite BEST car insurance company?
    My boyfriend and I are both 20 years old and we own a 2001 honda civic dx hatchback. Right now were on a plan with my brother so it's cheaper on us(Farmers insurance) but we are going to be moving out and getting our place and start paying for our own stuff. I'm confused as to which car insurance company is really the best because they all they they're the best. So really... tell me which car insurance company is the best and why. Allstate, The general, 21st century, geico, progressive, farmers, esurance or nationwide? Also note we live in california.

    • ANSWER:
      Pick up your yellow pages and look up insurance. Depending on the size of your city...,.... you may have several pages to go through. I've found that a mutual insurance company can be the best at keeping your rates low.

  40. QUESTION:
    What is a big insurance company name that has the best car insurance rates?
    I just bought a new car...and though I know my rates were going to jump up, they doubled. I'm in the market for a new company. I currently use safeco.

    • ANSWER:
      you can't really go by the size of a company to get the best rates or the best company for that matter. your rates depend on a lot of things, not just the company. the best thing you can do is call an independent agent in your area and get them to check their companies for you. they write for a lot of companies and can find the best company, best rate for you. its a good thing to have a local agent too, so if you ever need help or have to make a claim, you have someone working for you who knows you and is local.

  41. QUESTION:
    Best car insurance company?
    I am looking into getting my own car. I dont know anything about deciding on an insurance plan. What are the best ones to look into?
    Also i live in Canada.

    • ANSWER:

  42. QUESTION:
    What is the best company for car insurance?
    I think I pay way too much for car insurance right now and I have no tickets on my record. I want to switch too a cheaper company. The monthly payment is killing me. Anybody know of a really cheap company I can switch too?

    • ANSWER:
      yeah DUDE, use yellow pages. You'll be surprised.

      give me high FIVE DUDE! I just made you money!

  43. QUESTION:
    What is the best car insurance for Reno, NV?
    I am moving to Reno in August and will be switching car insurance companies. Wondering what people thought was the best car insurance company and if anyone know what type of cost I should expect on average. I am from NJ, so definitely hoping it will be cheaper than what I currently pay.

    Thanks!

    • ANSWER:
      Based on personal experience, if you have a clean driving record, check out AAA. I had both Farmers and Allstate here in Reno but when my rates went up even though I had a good record with them I shopped and found AAA better. Geico was actually higher than I wanted to pay, I guess they have to pay for all those gecko lizard commercials. I perfer to have a local company to deal with because if you ever do need to make a claim it is a lot easier to deal with. I know you might get some lower rates from internet insurance businesses but I personally perfer to deal with a local agent.

  44. QUESTION:
    Best & cheapest car insurance company in Cincinnati OH?
    Which is the best and cheapest car insurance company out there that provides full coverage? I am paying about 180 for 2 cars right now and I want to know if there is anything else out there that can be better. I am currently with Geico

    • ANSWER:
      Call a local independent agent in your area. they write for a lot of companies and will do the research for you to find the best company at the best rate. stay away from "do it yourself" policies online. they NEVER come in at the rate quoted. its always best to have an agent handle things for you so that you have them locally when you need help and they-re aware of you and your needs.

  45. QUESTION:
    whats the cheapest and best car insurance company to go with for a 16 year old ?

    • ANSWER:
      There is no cheap insurance that a 16yo can get on their own. It is best to register the car in your parents name and be listed as the secondary driver with liability only insurance.

  46. QUESTION:
    I live in Burbank, IL, and I was just wondering what the best car insurance company is to get?...?
    I am a young driver and student.. any help will be appreciated.

    • ANSWER:
      You need to define the criteria for best. If you mean the least expensive, I can assure you that that is not a good measurement. You want a company that will provide sufficient coverage and pay the claims... and cheapest is the wrong yardstick

  47. QUESTION:
    what is the best car insurance company and why?
    for a teenager

    • ANSWER:
      Inasurance companies use the price (or rate) to entice or discourage particular classes of driver (like teenagers) from doing business with them. The best answer to your question is quite simply, the company with the best price. If fact, as you become a more experienced driver you will want to keep re-checking all companies to make sure the one you are with is still the best fit for you.

  48. QUESTION:
    what is the best car insurance company?
    to go with and one that doesnt dick you around if in case an accident

    • ANSWER:

  49. QUESTION:
    I just bought a new car and I live in victoria. which is the best car insurance company?

    • ANSWER:
      shop around
      get the yellow pages and ring them all and get a quote from them all. some places even do a quote online, search on google, find them and try them

  50. QUESTION:
    Best car insurance company for a 17year old,Holds Pass Plus had license for 2month?

    Im male BTW cheapest quote sofar os £2300 for a 1.0l corsa

    • ANSWER:
      Ring round the brokers.They will find you the cheapest,then build up your no claims by being careful with no accidents,then you can look for a better option using your no claims bonuses.