Buy Auto Insurance

Frequently Asked Questions

1. QUESTION:
   Can you buy auto insurance the very moment you buy a car? Do insurance companies work that quickly?
   Can I call an insurance company the instant I buy a car and say, "Hey, I just bought a car. I want to get insurance for it."? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I'm in trouble, right? I looked everywhere for this information, but I couldn't find it anywhere. Could somebody clarify this issue for me?

   • ANSWER:
     If you buy a car and have a loan on it you are required to have insurance before leaving the car dealership.

     Most insurance companies have a way to buy on-line or over the phone.

     Call your local State Farm agent and they can help you. (www.statefarm.com)

     Good luck.

2. QUESTION:
   30 days to buy auto insurance when having bought second hand car?
   i have just bought a second hand car privately, do i get 30 days period to buy auto insurance on it b4 i start 2 drive it on road? or iam not allowed at all? and i havent had any previous auto insurance
   oh yes iam in southern california jurisdiction

   • ANSWER:
     The grace period you are referring to is if you ALREADY have a valid insurance policy in place on another vehicle when you purchase a vehicle. Also, it is no longer 30 days on most auto policies, it is only 2 weeks for the same coverage & 4 days for additional coverage (meaning you other car has liabliity only & you need full coverage on the new car). Also, you need to add the car on the date of purchase to the policy to be covered, the grace period is just the length of time you have to TELL your insurer about it.
     Since you do not have insurance, there is NO grace period (where would the insurance come from in the meantime? think about it) and you have to buy a policy BEFORE you drive the car. If you are driving the car now, you have NO insurance & you are driving illegally.
     Call an insurance agent first thing in the morning & buy a policy.

3. QUESTION:
   How come I am forced to buy auto insurance ?
   Is this an insurance company scam, with auto, home owner, flood and now health insurance ?
   No buses or anything here. That is in cities.

   • ANSWER:
     you don't have to own a car..that is optional!

4. QUESTION:
   Do I need to buy auto insurance for my used car dealership?
   We are just starting out and wonder if our personal car insurance would cover test drives, or our driving the vehicles. It is a sole proprietorship.
   We do have a bond insurance and just acquired two vehicles (our first since we are new) and have not been driving them yet because we are looking into insurance.

   • ANSWER:
     No, personal car insurance specifically doesn't cover that. It's EXCLUDED under every personal auto policy.

     Sounds to me like you're operating illegally - used car dealerships need to also be licensed and bonded, in every state I've ever worked. And you need that insurance to get the license.

5. QUESTION:
   Is it legal for the state of Wisconsin to force me to buy auto insurance?
   I have never been in an automobile accident in 10 years of driving, and I feel that I would rather just not have insurance. From the quotes I have gotten so far average about a month. I would like to know why I am not allowed as a responsible human being to make that choice. The whole "share the risk" aspect of insurance to me just seems communistic.

   • ANSWER:
     Yeah, well, if you run into me on the road and it's your fault, you better have adequate insurance or plenty of assets for me to take, because you my friend, are responsible for the damage you cause.

     You don't like it, you don't have to drive.

6. QUESTION:
   Could I buy an auto insurance without a car?
   Could I buy an auto insurance without a car? I have no car yet and I plan to buy a used car from owner. So I would like to rent a car for a week to find a used car. Before I buy my used car, could I buy the auto insurance first? Thanks!

   • ANSWER:
     you can get a insurance policy from some insurance companies. it is a non owner insurance policy. it should cover you in any vehicle that is borrowed or rented. the insurance company we have told us we could do this but it cost more than having a car on the policy. you should call an insurance company and ask them about it.

7. QUESTION:
   do you have to buy auto insurance before you buy a car?
   i've never bought a car in the uk before and i'm not following the principle very well, i mean, you could arrange insurance first, and then the car you want have already been sold to someone else, at the same time, you don't want to be driving it off the forecourt with no cover. so is the best thing to sort it all out at the garage? will the dealer help me to do this?

   • ANSWER:
     You normally put a deposit on the car so it wont be sold to anyone else. Then you arrange insurance to start on the day you collect the car and take the cover note to the garage with you to prove its insured - easy xxx

8. QUESTION:
   what happens after 6 months when you buy auto insurance? do you have to buy another policy agian ?
   what happens if i buy auto insurance for 6 months do i have to pay agian after that ends ? its my first time gettin insurance

   • ANSWER:
     yes, you have to pay again..no, you do not have to get another policy unless you are unhappy with the company you are with..your policy will automatically be renewed if you have not had a lot of claims...

9. QUESTION:
   Can An unlicensed person buy auto insurance for their car and have other drivers?
   My husband owns a car but has no drivers license at this time. He wants to insure his car and have friends drive. Is this possible?

   • ANSWER:
     Jan, Try getting an online insurance quote It's free and quick to do. http://www.simpleautoquotes.com/Auto-Insurance.html

     Good Luck.

10. QUESTION:
    Does the new Health Care law mean we have to buy insurance like auto insurance?
    If yes, what happens to people who can't afford to purchase insurance? Will they check somehow, like when you get your driver's license or fill out tax forms or what? If people don't have insurance because they can't afford it, will they figure out a way to fine you like they would if you didn't carry auto insurance?

    Thanks in advance for your help.

    • ANSWER:
      If tou can afford, you should buy medical insurance. The health care plan is to protect your insurance: note in many cases insurance can cancel your insurance if you got serious illness such as cancer. In such situation, the government would accept your insurance. This placed your insurance with those who cannot afford any insurance.

11. QUESTION:
    Do you have to buy auto insurance as a condition of OWNING a car? or DRIVING a car?
    If you own an RV and you live in it but you don't drive it.....does the auto insurance mandate apply to you?

    • ANSWER:
      Depends on the state. In California, it is a condition of OWNING the car, but you exempt if you change your registration to non-operational with the DMV.

12. QUESTION:
    Should we force peolpe that don't drive to buy auto insurance?
    Comparing Mandatory Auto Insurance and Mandatory Heath Care Insurance isn't a balanced argument as you have the right to not drive a vehicle.

    • ANSWER:
      Watch it, some cranium challenged people will say auto insurance is required. They don't stop long enough to think if the requirement includes people who don't own a car or don't drive, or own a care that is registered as "not used". Watch the comments. lol.

      Besides, auto insurance is a states issue not a fed mandate. Even LTR is monitored and enforced by the state's police through truck stops and weight stations.

13. QUESTION:
    why do people say they are forced to buy auto insurance?
    they don't have to. they can drive without it have an accident and loose every thing they might own and still loose their vehicles.

    • ANSWER:
      Three things about auto insurance:

      1. It is the federal gov't that is bound by the limitation of powers specified in the Constitution. Mandatory auto insurance laws are state laws, dependent on state constitutions.

      2. My state anyway does not actually require auto insurance. It requires that I am able to be financially responsible. So if I have the resources to make good on damage I've caused, no problemo.

      3. Mandatory auto insurance of course assumes that A). you own a vehicle, and B) you are driving on a public roadway. Unlike the new health care bill, I am not required to buy auto insurance merely because I have a pulse.

14. QUESTION:
    Why don't we buy our health care insurance like we buy our auto insurance?
    Auto insurance companies compete for business and this keeps rates low. Why can't we buy our health care insurance the same way? You pay 0-00 a year for coverage with 0 deductible. Problem solved!

    • ANSWER:
      First of all, Obama wants to make insurance more available to all. And change the system so that it is cheaper, and also so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Holland and Switzerland where private companies are involved in providing insurance.

      Second, of course universal health-cover sucks. That is why we in Western Europe have it. We think, hmm, our healthcare system sucks. I know, lets keep it. I guess that is the same with Japan and Canada as well.

      FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet.

      FACT - the US has higher death rates for kids aged under five than western European countries with universal health coverage.

      That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage.

      So to answer the question, you can.

15. QUESTION:
    Do you think it's wrong for the government to force you to buy auto insurance?
    Knowing that if you're hit by an uninsured motorist and get your car totalled the motorist will declare bankruptcy and you won't get a dime. Before you say anything, uninsured motorist coverage only applies to bodily injury.

    • ANSWER:
      Yes, I do... it's legalized racketeering.

      I feel the same about health insurance or any other program that mandates the use of a government or privately funded agency.

      Although most would say it's 'ok', there's a reason why Safe Auto runs those ads. People unwilling to pay for it continuously get it and drop it a month later...While I am not one of those people, nor do I advocate it, I acknowledge that that problem exists.

      Automobiles are a luxury. If you don't believe me, check out the tax when next you buy one.

16. QUESTION:
    How to Buy Auto Insurance Online?
    Can I pay for my auto insurance online?

    • ANSWER:
      Shopping for insurance online can be an easy way to compare policy premiums. Insurance companies have made it simple to get rate quotes and purchase policies through the web. However, it's important to understand your state's requirements and individual needs when purchasing a policy online.

17. QUESTION:
    So whats the difference between being forced to buy auto insurance and being forced to buy health insurance?

    • ANSWER:
      Obviously, they're very different. Look at the two possibilities: It will be upheld or it won't. If upheld, the good parts will stay and the not-so-good parts will be improved. If struck down, the Republicans will finally, after decades of blocking health care reform, have to pony up and offer an alternative that does more than just line the pockets of the wealthy insurance industry.

      Time to really do something, you lying, greedy hateful bastards.

18. QUESTION:
    Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?

    • ANSWER:
      The type of policy you are looking for is called a "Named Operator Only" policy, they can be more expensive to purchase but it will allow you to rent a car, now this type of policy is for liability only, you would still need to get the damage waiver from the rental company if you rented. When you are given permission to drive another person's car their insurance should cover the vehicle in the event of any liability mishap while you are driving.

19. QUESTION:
    Can I buy US auto insurance to cover my Canada vehicle?
    I just moved to Canada this month. I have had Geico auto insurance in US more than 4 years. However, there is no Geico insurance service in Canada. Can I continue to use my US Geico insurance and register my car in Canada?

    • ANSWER:
      Not if you live in Canada. Plus, some provinces have their own auto insurance that you must buy. Check out this website, which goes by province:

20. QUESTION:
    For you liberals who believe the Feds can "require" you to buy Auto Insurance, cite the law?
    Yep hun some liberals do, they cite it as justification for the Feds wanting to force us to buy Health Insurance.

    • ANSWER:
      That's health insurance, buy it or go to concentration camp.

21. QUESTION:
    Obtaining car insurance before looking to buy an auto?
    What's the best way to get auto insurance coverage before looking to buy a car? In other words, I need some kind of coverage in order to drive a friend's car/or family car to find a car to buy. Do I call an insurance agent first, or the licensing bureau for a temporary permit of some sort, or what? Thanks

    • ANSWER:
      I recommend an online insurance quote. It's free and generally hassle free. http://www.goodinternetdeals.com/Auto-Insurance.html

      Good Luck.

22. QUESTION:
    Are there other companies besides Premier that individulas from Massachusetts can buy auto insurance from?
    If so, what are some of them? Somebody told me Premeir has a monopoly in Massachusetts, so I want to know if this is true.

    • ANSWER:
      No, they are not the only company. There are many companies that write in the State of Mass. However, the rate is determined by the State and no matter what company you go to the rate will be the same. The only thing that some companies offer are some extra discounts (if you work at a certain company, if you are a member of a club like BJs, if you are a teacher, etc). They are odd discounts but the only ones that the state really allows so that some companies can get a bit of a rate advantage to get more customers. Pick up the phone book and start calling. Call a good independent agent & they will be able to help you. They will know the discounts that you can get. Good luck.

23. QUESTION:
    What is the best way to buy Mexican auto insurance prior to crossing the border?
    I recently learned that when traveling into Mexico it is mandatory to have Mexican insurance and that my US coverage will not fly down there. What is the easiest way to get Mexican Insurance without having to go across the border?

    • ANSWER:
      There are lots of different companies. When I checked them out, I found prices varied from $ 300 a year to 00 a year for the same car and same coverage. I have used the one at the 1st site below for 5 years and find them to be excellent. 2nd site has info on more companies...also on the car permit you will need.

24. QUESTION:
    Can you buy auto insurance coverage on a month-to-month basis in Louisiana?
    (To clarify, if you only needed coverage for April, but not for the five months afterwards.)

    • ANSWER:
      You can only buy 6 month or 12 month policies. However, you can cancel the policy, but they usually require 2 months premiums for down-payment.

25. QUESTION:
    Can I buy Auto Insurance for my mom's car if she lives at a different address?

    • ANSWER:
      I guess seeing an insurance agent would be a great step to know what the best to do or if such things is possible.

26. QUESTION:
    Where can I buy cheap auto insurance or temporary auto insurance in the United States?
    I know u can do it in the UK...but can't find any insurance agency in the US to do it.

    • ANSWER:
      The best thing to do is call a LOCAL independent agent. Look in the phone book for the PIA or Big I (Trusted Choice) logos and they should be able to help you.

      In Texas, we have several companies that will write a 30 day policy - but that is the LEAST amount of time for issue.

      If you are hear as a tourist, you can purchase coverage on a rental car. I have had foreign workers that come and find it more cost effective to purchase a car for the period they are here and then sell it when they return to Europe.

      In that case, 30 day policies would probably be what you need. You could always start a 6 month plan on payments and then just quit paying when you leave the country.

      Good luck and I hope this helps!

27. QUESTION:
    Does daily commuter to Canada from US need buy separate Canadian Auto Insurance?
    If I live in US but work in Canada, do I need buy a separate Canada auto insurance in addition to my US auto insurance for daily commute into Canada from US (cross the border everyday)?

    Or can I just use my US auto insurance to cover my everyday driving in Canada as well?

    • ANSWER:
      Yes. You are using your car for work, not as a tourist.

      You'll be filing for income tax twice, of course, in spite of your work visa.

28. QUESTION:
    Where can I buy Auto Repair insurance for my Car, in Oregon?
    I have been looking for a company that offers mechanical breakdown insurance. I have a 99 Mitsubishi eclipse Spyder with 108k miles. The policy needs to cover the engine, the transmission, labor, and allow me to pick the repair shop.

    • ANSWER:
      You could try US Fidelis or other vehicle sevice contract companies. Most of them have a 60 day period before you can make a claim. This prevents people from buying the insurance when the repair already has to be made.

      I have this coverage on 1 of my vehicles (a 1998) that I purchased a few months ago, it seems to be pretty good coverage and I can pick the shop that I want to do the work.

      NOTE: The other links are for auto insurance, which I do not believe is what you are looking for. It sounds like you are looking for a company that covers your car for mechanical breakdowns not accidents!

      You would want to look for places like USFidelis.com, autoservicewarranty.com, autorepairwarranty.com, warrantydirect.com

      The policy I have with USFidelis covers just about everything bumper to bumper with a deductible. If my car needs a new engine or transmission, it costs me , they pay the rest. It also covers a rental car while mine is in the shop.

29. QUESTION:
    Are you forced to buy Auto Insurance by the Federal Government or the State?

    • ANSWER:
      Nope but 0bama will lie to his grazers and convince them that it is!!!

30. QUESTION:
    Can buy auto insurance just after an auto accident and just tell them its a pre-existing condition?

    • ANSWER:
      Yes....please do and also on your last question about life insurance. You do the crime, you do the time, it's called fraud.

31. QUESTION:
    How to find easier way to buy in auto insurance without dealing with broker?
    Does anyone know ? I need your recommend.Thanks.

    • ANSWER:
      I recommend you this site where you can compare quotes so you can find the best option for you

      http://EstimateAutoInsuranceRate.info

32. QUESTION:
    What is a good cheap auto insurance company I can buy insurance from.?
    I told a friend at work how much I pay in insurance per month and he was appalled. He told me I could do much better if I shopped around a little. I have no incidences for the past 15 years. am college educated and in my early 40s. I need full coverage but want it cheap. Any Ideas?

    • ANSWER:
      call an insurance broker and get a quote. That is free to you. Some insurance companies will assign you a credit score, some do not. (They are proprietary models- not FICO) .Insurance companies assign additional risk depending on where you live- a big city may be more expensive than a suburb or rural location- more likelihood of damage to auto, or theft of vehicle. Additionally, it depends on what you drive.
      If you purchase renter's insurance or homeowner's insurance, some companies will give you a discount if you place them both with the same carrier. So, call an independent agent for a quote, and then compare that to the direct insurance companies like Allstate, State Farm, etc.

33. QUESTION:
    Is it mandatory to buy Auto insurance in Florida state?

    • ANSWER:
      yep liability only if you own the vehicle full coverage if you dont

34. QUESTION:
    can i buy auto insurance for a car that's not registered in my name?
    My father owns a car that he's willing to let me use exclusively but he doesn't want to go through the trouble of registering the car in my name. I live in Ontario.

    • ANSWER:
      Depends on the company you are with and where you live. Here in NC, vehicles are supposed to be insured the same way they are titled. So it would be insured in your father's name and you would be listed as a driver. But many people insure their vehicles incorrectly, but it'll catch up to them eventually. Trust me.

35. QUESTION:
    as a young adult where did you buy your auto insurance and how much did you pay a month?
    well i am 19 i am looking for a auto insurance company. i have a 2003 4runner. so what insurance company did you get at my age. and which would you recommend to me? preferably an insurance that is cheap
    my father paid like 130 per month for this car under his insurance (but he is old lol)
    i also already checked farmers, allstate, and progressive

    • ANSWER:
      I had State Farm when I was your age, on a car that was 4 years old, and I paid about 00 a year.

      Keep in mind that cheap insurance is not always the best - if you have an accident, you want the company to actually help you and if you're going for bargain basement, you may be stuck with nothing or having to pay a lot more out of pocket.

36. QUESTION:
    You cant outright buy AAA auto insurance?
    I just wanna do like geico and progressive and just a buy now option instead of talking to a Agent, im a AAA member and its really cheap. And how does it work?

    • ANSWER:
      online you will have that option using a credit card

37. QUESTION:
    I need a detail guide to buy Auto Insurance?
    A guide that has details of what kind of coverage and how much of the amount that I should include according to the car that I have etc etc. Thanks

    • ANSWER:
      Most of your car insurance cost will be for the part that protects you, not the car. And how much of that to buy depends on you, your assets, and your risk tolerance.

      I find blogs to be a great resource for this type of thing. I ran across a great series of articles on buying car insurance and I've linked to it below.

      Best of luck!

38. QUESTION:
    who can buy auto insurance in bc?
    do you need a dl to buy insurance

    • ANSWER:
      You can buy when you have DL.

39. QUESTION:
    I'm a married man,with a wife who's never been licensed,my credit stinks,can she buy auto insurance?
    I'm the titled owner...would she have to be to buy a policy?

    • ANSWER:
      You need to be the primary on the policy for 2 reasons.
      1.) You own the car. In order to insure the car you must have a financial interest in the car. (ex: I cannot insure someone else's car and collect money if they crash it)
      2.) In order to be the primary on an auto policy you must have a valid driver's license.

      If your credit stinks, you can still get insurance. They can't deny coverage based soley on your credit. Your premium may be higher, but you can still get insurance.

      They way to do this is have yourself as the primary on the policy and list your wife on there as a non-driver. If she does get her license, she can easily be switched over as a driver on policy.

40. QUESTION:
    how can anyone justify buying auto insurance from a cartoon?
    those esurance ads are really getting on my nerves! some cartoon chick fights ninjas, robots etc. and we should buy insurance from that? if, by chance, you signed up for that, why?

    if you didn't (hopefully everyone), how do you feel about those commercials?

    • ANSWER:
      Cartoon, lizards, cave men, which is worse?

41. QUESTION:
    Will Michigan Attorney General Mike Cox sue so that we won't be forced to buy insurance?
    I mean this is getting out of control. First we're forced to buy automobile insurance. Shouldn't it be OUR choice? Then some of us are forced to buy Private Mortgage Insurance. Doctors are forced to buy malpractice insurance. Businesses and individuals are forced to buy liability insurance.
    When will it end?
    When will Mike Cox finally sack-up and sue on behalf of Michigan residents who don't want to buy auto insurance, liability insurance, or malpractice insurance?

    • ANSWER:
      Great Question! Good Point! We'll show these Bozo's in November!

42. QUESTION:
    Do I need to buy auto insurance when I rent a car?
    I presently have comprehensive insurance on my own car

    • ANSWER:
      if it is included in your own insurance then no. i have a 0 deductable towrds a rent a car. I sometimes get it just for piece of mind though cuz its cheap and you can always add it later in your trip.

43. QUESTION:
    I crashed my vehicle and the auto insurance company will buy it from me. Next car = New Insurance company?
    I crashed my vehicle and the auto insurance appraiser said AllState will purchase the vehicle from me because the cost to fix it will be more than what the car is worth.

    When I buy my next car, should I go with a different auto insurance company because my premium would go up if I stayed with AllState for the new vehicle?

    • ANSWER:
      Your premium will go up, regardless.

      Unless you decide to make a fraudulent report, and NOT tell your new insurance about the accident.

      Which they will be able to find out anyway.

44. QUESTION:
    Can you tell me the best website to buy in auto insurance ?
    What the best website to get it? Thanks a lot

    • ANSWER:
      I recommend you this site where you can compare quotes so you can find the best option for you

      http://EstimateAutoInsuranceRate.info

45. QUESTION:
    Should I continue to buy auto insurance for an extra car that I don't really drive anymore?

    • ANSWER:
      yes get fully comp on it then leave it in the garage.

46. QUESTION:
    What is the difference between being forced to buy auto insurance and being forced to buy health insurance?
    From my understanding:

    People have to buy health insurance so that if people get sick/injured, other people won't have to pay for them. Medical bills are very expensive so that's why people have it. And if a patient doesn't pay their medical bills due to not being able to afford it they will be treated anyway because of the Emergency Medical Treatment and Active Labor Act. The health insurance companies will compensate for this by raising insurances rates of the insured.

    Having car insurance is so that if a driver causes an accident that driver's insurance can pay for the victim's damages. But if an uninsured driver hits an insured driver, the auto insurance company is allowed to raise the insured driver's rates. The reason for this is because the insurance company has to pay for their insured driver's car because there is no on else to pay up, and sometimes even they raise rates because they believe the insured driver is purposely putting themselves in situations to cause accidents.

    And it is a fact that unless a person lives in a major US city such as New York City, driving a car is a necessity. You need a car to be able to function in a non-metro environment without a car. The only time a person should have their driving privilege taken away unless they hurt someone.

    So the point is if another person doesn't pay into either health or auto insurance. The people who do pay lose. Because their rates increase. I don't see any significant punishment for people who do without either insurance. Because I know illegal immigrants pull stunts like these all the time.

    So I just don't see how their different.
    I just said having a car is necessity. That means you need it unless you live in a big city. You can't live life without one in a modern society and be successfull too.

    • ANSWER:
      There is no difference what so ever. Republicans want you to believe that driving is a privilege but it is a right protected by the constitution. "Pursuit of happiness". The Mercedes Benz I drive is a privilege, once I obtain a license and pay taxes on the roads using my Mercedes is a right.

47. QUESTION:
    Is it important that your auto insurance company has an office in your town?
    It is the first time that I am buying auto insurance, and I am not sure which company to choose.
    I am considering to buy Amica Mutual insurance. However, the problem is that, its closest office to me is 125 miles away. Is this gonna be an issue? Should I consider this when choosing my insurance company?

    • ANSWER:
      No, strictly speaking it's not important... but it can be helpful, especially if you've never bought a policy before. I found it was much easier to talk to someone in person rather than over the phone when I was trying to decide how much coverage I needed. Plus it can sometimes be easier to get a hold of a local agent than a regional agent if you need to make an immediate change to you policy (i.e. you buy a new car or need to add a second driver).

      I personally like having my agent local... but you don't *need* one.

48. QUESTION:
    Do all 50 states require drivers to buy auto insurance?

    • ANSWER:
      I know where you're going with this. It isn't the same as health insurance. You have to have liability ins to cover you damage/injury to OTHERS. Not on yourself. Your health is your own problem, just as it should be.

49. QUESTION:
    What kind of Auto insurance should I buy ?
    I have a used 2006 Jetta. It has 77000 miles now. So any suggestion about the auto insurance I should choose ? How much money for the insurance is reasonable?
    Thanks a lto
    I was 21 years old and my car license is 1 year
    I was 21 years old and my car license is 1 year

    • ANSWER:
      Auto insurance differs from company to company and are based on various factor:
      Your coverage plan, current state for BPD limits, your age, your driving experience, your driving record, enrollment in college as a full time student, vehicle make, model, mileage and year.
      if you are at least 25 years old, all the above factors are considered reasonable by the company and whichever state you are in for just state minimum liability you shouldn't be paying more than 60$ per month. Full coverage differs from company to company and what you need covered and can range from 100$-160$ per month

50. QUESTION:
    Can CA driver's license buy WA Auto Insurance?
    My sister lives in WA. I moved my car to WA some months ago. My car (CA license plate) is there now. I plan to change my CA plate to WA plate. But I still need to work in CA using my CA driver's license.

    My sister has a WA driver's license and WA car.

    It means that we will have 2 WA cars , but 2 diffferent state driver's license.

    Can we buy auto insurance together ? It means 2 WA cars can have my name and her name.

    Thanks!

    • ANSWER:
      Probably. Discuss it with the insurance agent to make sure.