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Car Insurance For Young Drivers

Let’s face it. Car insurance for young drivers in the state of Texas is not exactly cheap! Of course, there are a number of factors that will determine how costly coverage will be. As with any other driver, auto insurance rates take into account obvious factors such as previous driving history and credit ratings. However, for a young driver, insurance rates might be affected by anything from your gender to your grade point average! Many coverage providers give certain incentives to young responsible drivers, but even the most upstanding individuals may have trouble finding a reasonable rate without some help.

This Texas auto and home insurance agency wants to assist you in every way possible to find both the best rates and the types of coverage that are most appropriate to your situation. Founded in 1983 in Houston, we have a proven track record of providing extensive, affordable coverage to young responsible drivers in the state of Texas. Our commitment to the needs of our clients, as well as you deep understanding of the industry, has made us a leading insurance agency with a reputation for integrity.

What separates our agency from other providers is our sincere commitment to locate the best deal for your situation, whether or not you ultimately purchase coverage. If we can assist you in finding a better deal elsewhere, we’ll let you know! We will not only direct you to other providers, but we will equip you with all the information you need to maintain control over your personal insurance needs—now and in the future! It is critical that parents understand their young driver, although he or she is a very responsible young adult, may have less than three years driving experience and no prior insurance experience. Insurers realize that prior claim history is very important in evaluating risk. Texas Auto Home Insurance knows we are doing the right thing by advising Texans that keeping the young driving on the parents policy is in many cases the best process in premium savings and liability protection.

In certain cases, regarding car insurance for a young driver, we might recommend going with another provider, or adding yourself to your parent’s policy—at least for a year. After that time, if you have established yourself as a “preferred” driver, you may then obtain coverage through the George White Insurance Agency at a lower rate. This, of course, is only one scenario of many. The point here is that George White, unlike many insurance providers, is not out to reap immediate profits for himself at your expense. George White’s wide experience and extensive knowledge of the insurance industry in Texas allows him to help you develop long-term strategies, rather than make quick decisions based on limited information.

Our Texas agency understands that for a young driver, insurance can be a difficult and confusing prospect. We can help you through every step of the way. Our long experience working in the state of Texas suggests we are not just “here today, gone tomorrow.” Our commitment is to provide young drivers with practical insurance solutions that will benefit them throughout their lifetime.

Frequently Asked Questions

  1. QUESTION:
    Cheap Car Insurance for young drivers?
    My younger brother is 18 and he has had his UK drivers licence for 5 months (he was 18 when he passed) but he has not driven since he passed his test simply because he can't afford insurance. When I passed at 18 I paid £500 on our mothers insurance and that was considered expensive but the cheapest he has found is £1029 With the co op. Can anyone help him because he really deserves it, anywhere cheaper would be ideal. Thanks

    • ANSWER:

  2. QUESTION:
    Best place for cheap car insurance for young drivers?

    • ANSWER:

  3. QUESTION:
    Whats the best car insurance for young drivers?
    I'm 16 and about to get my license and have been looking for cars online. my parents said i can have a a mustang V6 if i can save up for it (which i can) and yes, i realize insurance can be kinda high for mustangs but read somewhere that the 1996-2000 mustangs aren't AS MUCH to insure. i was just wondering if anyone knew of what the best car insurance was for young drivers.
    please include what makes your choice of insurance "the best"

    • ANSWER:
      Im also 16 and the best insurance is allstate thats the one i have n is cheap n really good.
      Hope it helps :D

  4. QUESTION:
    Where is the best place to get cheap car insurance for young drivers in the uk?
    Hey everyone, ive tried all the usual avenues to find cheap(ish) car insurance for my 18 year old cousin and to be honest they are coming back with ridiculously expensive quotes, does anyone know of there are any companies in the uk that do offer a good deal?

    • ANSWER:
      you can insure for a month or two here
      http://www.simplyinsurancequotes.com/ukmotoring-insurance-quotes.php?id=jmbo3 also they have the PO there, asking for a price is free, good luck

  5. QUESTION:
    Young drivers car insurance - cousin just got permit?
    My cousin just got her permit and her family is allready looking to get her insured on her vehicle. Where is the best place online to get insurance just for a young driver without paying an arm and a leg?

    • ANSWER:
      insurance website:
      http://insurance22.cn

  6. QUESTION:
    What insurance company do cheap American car insurance for young drivers?
    I'm 19 years old and I'm considering getting a 1985 Ford Mustang 5L V8 in England. The question is who is going to insure me at a reasonable price? I'm not looking at using the car everyday, I probably wont put 4k miles on the clock in a year. Please, can anyone help me?

    • ANSWER:
      Get yellow pages out and phone everyone.
      take care and be good

  7. QUESTION:
    What trackers reduce car insurance for young drivers?
    I have heard of trakers that are said to reduce car insurance, can anyone name the trackers and how much they are said to bring the quote down by? Many thanks
    I have heard that people have it so i know they exist. they also have been in the papers as they are ment to montor the speed of the driver and driver habits etc.

    • ANSWER:
      The device you refer to that monitors the driver's habits are called Smartboxes. They are combined data collectors and tracking devices, so if your car is stolen, they can trace it, and if you speed, drive erratically, drive at night etc, it feeds that data through to the insurer.

      The devices are not something you can buy in a shop. The insurer fits them to your vehicle as part of your policy conditions. I know that Co-operative Insurance and Coverbox both offer this service and there may be others who do too. When you take out the policy, they will arrange for someone to come and visit you at home or work and fit the box. It is small and out of sight.

      The insurer will start by charging you the basic rates for young drivers, but every three months, they will look at the data fed through from the Smartbox and will reduce or increase the premium based on how safe you have driven for those three months.

  8. QUESTION:
    Please Find me good quote for car insurance for young drivers?
    Car Insurance for Young Drivers Quotes

    • ANSWER:
      The only place you can get this is from an agent or company rep; get out your Yellow Pages and start calling, or use the web sites that offer quotes.

  9. QUESTION:
    car insurance for young drivers?
    looking to buy a new car (uk feedback only please), been on admiral and they have given me the best quote

    does anybody have any good insurance companys who will insure a young driver?

    car i have is a VW GOLF R32.

    believe it or not its cheaper insuring this car which is a 3.2L than it would be to buy a civic type R, which is only a 2.L

    any help appreciated
    well thats the thing i used confused yet the quote returned from admiral was more than when i went throught the site....

    not very accurate if you ask me

    • ANSWER:
      Hey man... im a young driver and i got a really cheap quote via

      http://www.adrian-flux-cheap-car-insurance.blogspot.com

      Hope this helps

  10. QUESTION:
    Car insurance for young drivers?
    I've just passed my test. How do I set up young driver's car insurance?

    • ANSWER:
      Without driving the car (it is illegal to drive it until after you get insurance), either go to an insurance agency, go to a website that sells car insurance, or call a car insurance company on the phone. Select the policy you want, and pay for it.

  11. QUESTION:
    cheapest car insurance for young male drivers What would you like to ask?
    My 17 yr old son has passed his test we want to add him to our insurance anyone aware of any good deals at the moment, prepared to pay £2000. but would like the best deal for my money. our car is a Renault megane 54 plate 1600 cc.
    Thanks everyone he's not gonna be the main driver its our family car, getting him insured is just gonna make my life easier no more mum can you take me ........
    AVIVA were the best deal folks.

    • ANSWER:
      Adding him onto your insurance if he is the main driver is illegal, the insurance company will find out. IF he isn't the main driver I would advise going onto a price comparison website such as confused.com, the cheapest insurance company varys from person to person. After you have found the cheapest quote go to the insurers directly as comparison sites are just middle men.
      If he is the main driver and if you can afford it. I would advise you to buy him a small, slow car for around £500 and put him on his own insurance.

  12. QUESTION:
    What is the best car insurance for beginner drivers/young drivers 16 year olds?
    I am getting my licence at the end of january and need car insurance. What are the best insurances. Some have discounts for good grades

    • ANSWER:
      Progressive is the best, but it's always better to be on an adult's policy. They don't even have to be related, it's just that you will pay a much lower premium. You can get discounts if you take a defensive driving course, 10% off liability and collision. You also get discounts for the car's safety features, as well as owning a home, multi-car, etc.

  13. QUESTION:
    What is the best car insurance provider for young drivers?
    I have recently passed my driving test, and was wondering which car insurance provider is cheapest as most of them seem to be very expensive!

    • ANSWER:
      I had the same problem. I was quite young when I passed and most companies turned me down because I was younger than 21. Others were not even worth considering because the premium came to around £1000. I was recommended Privilege from a friend, as that was the cheapest, and I have been with them since. Bear in mind that most companies take into consideration your age, no claims bonuses etc, so try a few places for quotes before you settle for one.

  14. QUESTION:
    Car Insurance for Young Drivers; How much do you pay? (UK)?
    I'm planning on getting a car later this year just after I've passed my test (I'm 17). I just want a small, cheap car- something like a Ford Ka or an old Vauxhall Corsa. I just wondered if anyone's got a good cheap deal cos it looks like it's going to cost me loads.

    • ANSWER:
      it depends on your postcode, go on moneysupermarket.com, they will tell you the cheapest deals

  15. QUESTION:
    Where is the best place for cheap car insurance for young drivers?
    Hi there,
    I just bought a Renault Clio 1.2 Expression 52 plate and when i try get insurance just on my name its giving me quotes like £4555 is it becuase i am only 19 years old and i just passed my test 4 month ago ?
    i have been trying loads of comparassion websites but now that i have checked so many websites admiral, bell and elephant have stopped giving me quotes.
    could somebody recommend any good car insurance companys ?
    Thanks

    • ANSWER:
      The cost of insurance is based mainly on the safety of your car, driving record and more... also..insurance companies can base your rate on your credit history!! Like, someone with bad credit just has to be a bad driver! You must phone around and find out the best company for the policy you have on your mind.

  16. QUESTION:
    Car insurance, sports cars, young drivers?
    I'm looking into a 1996 Mitsubishi Eclipse when I turn 18 for my first car. Does anybody have any idea on how much I'm looking at insurance wise per month?

    Other cars I'm also looking into are Firebirds, Camaros, Eagle Talons, Mitsubishi 3000 GT
    Is the insurance for these cars going to be the same amount?

    • ANSWER:
      If all you are going to have is basic liability insurance, the type of car you drive does not matter. You can have a 1985 Yugo GV or a 2007 Ferrari 599, liability rates will be the same.

      The actual rate you are charged depends on many, many factors, such as but not limited to: your high school GPA, your parents credit score, how long you have been licensed, any accidents you have been in, which company you go with, whether you pay month to month or 6 months at a time, etc.

      This question is asked here a hundred times a day, there are too many factors for anyone other than an insurance agent to give you a quote. The closest thing I can give you to an accurate rate is, when I was 17 I was paying 0 a month for liability.... I got ONE speeding ticket and that amount doubled, and stayed doubled for 2 years.

  17. QUESTION:
    What companies offer reasonable prices for car insurance for young drivers (17-25), UK.?
    What companies offer reasonable prices for car insurance for young drivers (17-25), UK.

    • ANSWER:
      None of them do...

  18. QUESTION:
    where is the best place to get cheap car insurance for young drivers?

    • ANSWER:
      Progressive.com

  19. QUESTION:
    best place for cheap car insurance for young drivers?
    im 19 make live in UK where is the best place to get cheap car insurance, any help appreciated
    only uk answers please

    • ANSWER:
      Just get a quote from insurers you get from yellow pages,. the internet, the TV, the radio.
      Just don't go for the first price they quote you but spend a few days collecting data.

  20. QUESTION:
    cheap car insurance for young drivers?
    does any 1 know any insurance companies that insure young drivers as the cheapest on moneysupermarket was £2000!

    this was trying out many cars that have an engine size of about 1.2 litre

    :(

    • ANSWER:
      Go into google, type car insurance for young drivers and u should get a long list of companies, u enter all ur details only once and the cheapest quotes will pop up, alot will not pop up if they r not interested. i got a quote for a 1.2 fiesta from £1,200
      sorry i cant remember who

  21. QUESTION:
    What Is The CheapesT Car Insurance For Young Drivers ? In Ireland?
    What Is The Company And Website, For 18/19/20 Year Old Drivers, Drving A Seat Ibiza 1Litre,

    • ANSWER:

  22. QUESTION:
    Cheap car insurance for young drivers?
    Ok im 20 years old ands i expect to get my full licence soon. i think a Ford KA is my best option for price when thinking about purchase price, Insurance bands, TAX bands and repair costs.

    The problem is all the insurance company's i have looked at will charge me around £2500. Can anyone recommend any good insurance company's for young drivers. I have tried some price comparison websites none seem to come up with anything new.
    UK relvant answers only please

    • ANSWER:
      unfortunately there's no such thing as cheap insurance anymore since we adopted the culture of personal injury claims.

      try the co-op
      aviva
      fortis
      provident
      zenith

      my insurance is with 1st central but i'm not sure how they would be with a new driver i've had my licence a few years

      i'm guessing at that price your a guy, if your mum has a clean license with no claims try adding her to the policy it can bring it down with some companies, or an older sister, friend or aunt

  23. QUESTION:
    What are the best car insurance companies for young drivers in the UK?
    Much appreciated if you can help.

    • ANSWER:
      There isn't a best one I am afraid. You will have to shop around like the rest of us.

  24. QUESTION:
    Cheapest Car Insurance for Young Drivers?
    I'm 19, and I cannot continue driving with no insurance.. im going to get pulled over!... I can afford monthly insurance for about 150/mo but everyone is charing me double that.. i think i tried every company.. any suggestions?

    • ANSWER:
      Hey,

      I don't know what kind of insurance coverage you need or kind of car you have but I can pretty much guarantee that you're insurance will be no more than 0 a month through the company I've listed below (full coverage - cheaper for liability). Check them out I bet they can help and you should not drive without insurance. They don't penalize you for being young like most companies do. They look at your driving record for the previous 1 year and even there they are fairly forgiving.

      Good luck and Happy holidays.

  25. QUESTION:
    Cheap car insurance companies for young drivers? With a years no claim?
    I'm 18 and my insurance went from 1300 to 1100 after a years no claim which would have just been affordable. However as I don't work for the police anymore and went back to college to get a levels, (being a student) it went up to 1700.

    What are really cheap insurance companies for young drivers? I have a years no claim discount...

    • ANSWER:
      There is no such thing as a "cheap" insurance company for anybody, especially not for young drivers. If you can get insured for less than £2,000 at the age of 18, you are getting a very, very good deal.

      The cost of insurance is entirely unique to you and your circumstances. A company that is cheap for person 'A', may well be expensive for person 'B' - that's just how insurance works.

      The only way to find out which company is "cheap" for you, is to call or e-mail as many insurance companies, brokers and comparison websites as you can. Just like everybody else has to do, every year.

  26. QUESTION:
    Cheapest car insurance company for young drivers?
    I am 18 and just passed my test. Any one know of any really cheap insurers that i can go with?

    • ANSWER:
      Sorry, as two people have suggested there's no such thing, HOWEVER it totally depends on all factors surrounding you, a few tips to look out for are as follows...

      Your Postcode is one of the main factors when trying to get insurance, If your own postcode is in a high crime area w/e you can find these lists everywhere on the net, if your in a high crime area you can try get it insured to be at another address.

      Check the usage of the policy your going for, one mistake everyone uses is that they tick social domestic and pleasure, this means you can't drive to work... lol, you have to have a policy that allows you to select "Comuting to a single place of work" or for w/e purpose you need it for.

      Insurance group for your car, if you already have a car then I hope for your own sake it's between the groups 1-4.

      Engine size, regardless of the insurance group a lot of companies also go by engine size thats because generally the engine can be a 1.7 TD or a 1.2petrol, and by default the 1.2 may or will be cheaper to insure.

      The best advice I can give you is......DO SOME RESEARCH :D otherwise you'll never find out, Yahoo Answers is not the place for this question imo, you need to start reseaching, MoneySupermarket.com, Confused.com, Comparethemarket.com and so on, use these but also find the indepentant firms as well, DIRECT LINE is actually extremely cheap esp for fully comp, I made a big mistake and hope you don't. :) Good luck.

  27. QUESTION:
    young drivers car insurance!!?
    I am 17 at the moment but planning on getting the insurance when i turned 18 at the end of this month to make it that bit cheaper, I already own a Renault Clio (1.2L, 16v, 02 plate). The cheapest quote ive got is £4,000 (£300 a month) and that's with co-ops new fit smartbox for young drivers, and i also have my dad as an additional driver and my mum on it with her provisional licence and I really just cant afford that price, any ideas on what i could possibly do?

    • ANSWER:
      Take an advanced driver course, this will not only reduce your insuramce costs but teach you how to drive, not how to handle a car in order to pass a test.-.! In some cases up to 20% can be saved

  28. QUESTION:
    Young drivers car insurance!!?
    I am 17 at the moment but planning on getting the insurance when i turned 18 at the end of this month to make it that bit cheaper, I already own a Renault Clio (1.2L, 16v, 02 plate). The cheapest quote ive got is £4,000 (£300 a month) and that's with co-ops new fit smartbox for young drivers, and i also have my dad as an additional driver and my mum on it with her provisional licence and I really just cant afford that price, any ideas on what i could possibly do?

    • ANSWER:
      You should be very careful how you go about buying insurance; you get what you pay for.,..look for value as well as price...spend a couple of extra bucks and get good insurance rather than "cheap", it could cost you A LOT more in the future.

  29. QUESTION:
    Who gives cheap car insurance for young drivers?

    • ANSWER:
      How long is a piece of string :)

      what would suit you would not suit another person, Just get onto an insurance site, enter your info and the car (it is enough to enter the year, make and model), see what pricing you get.. You can opt out just for minimum liability coverage, no collision or comprehensive, that is if you are willing to forgo the money you invested in the car if you total it and don't care if you are sued in case of serious accident.

  30. QUESTION:
    Car insurance question for young drivers?
    Im gonna be 17, insurance for me is gonna be £6,500, my mum doesn't drive so i cant go on hers. Would this work; could i get my mum a provisional licence, get her insured for my car, then could i drive it, its like £5000 cheaper for her to do it, would that be legal, if you know what i mean.

    • ANSWER:
      No

  31. QUESTION:
    What cars result in cheap insurance for young drivers?
    What cars lead to new (young) drivers (aged 17/18) having lower car insurances then they would do with the Golf's or the Civics's. I would like to know male attracted cars.

    Thanks in anticipation

    • ANSWER:
      Well I have a 99 Mazda Protege. I'm 17 and I only pay about 100 a month. I think the older the car the cheaper the insurance. The cost might also depend on the insurance company. I use USAA. I got discounts for having good grades and taking a driving class. Hope I helped a little but sorry if I didn't answer your question.

  32. QUESTION:
    Car insurance for young drivers in UK?
    anyone know good companys to try for car insurance? male 21yo
    yeah the best quote on comparethemarket was £2700 for a bloody 1.2 punto! think i might be cycling to work lol

    • ANSWER:
      My daughter passed her test in Sept. She's 17. We bought her a 1.2L Seat Ibiza and we shopped around A LOT!!!

      The cheapest we found was Tesco at £1300.
      Me and the hubby are with Direct line and we thought they would be cheaper with the multi car discount they offer - but honestly, they couldn't match Tesco!

  33. QUESTION:
    Young Drivers Car Insurance!!!?
    I've been shopping around for car insurance and for a car on my own I cant get it below £4,000 so to get this lower I was going to add my dad as the main driver and put me as an additional driver which got it down to £1,600, that was the plan until my mum told me it was illegal and called 'fronting' so that's out the window but then I was told when I buy my car to get my dad to buy it in his name, and then do the whole main driver and additional driver thing and it should be okay, is this true?

    If not can someone please give me some advice on how to get cheap car insurance, I'm going to be 18, it will be my first car and anything below a 1.4 engine size.

    Thanks

    • ANSWER:
      If you search this site you'll see that this question has been asked before... it doesn't work this way as everyone's conditions are different.

      Try getting a quote online or from a local broker. I am paying less than ½ of what I was paying before.

  34. QUESTION:
    how to find cheapest car insurance for young drivers?

    • ANSWER:
      You search around a lot.

  35. QUESTION:
    What companies are best for cheap car insurance for young UK drivers with provisional licence?
    I have tried confused.com etc

    I am 20 and have a 1.5TD

    • ANSWER:
      Surprisingly when I shopped around I got mine cheapest at M&S....I know shocker!!

      Try Endsleigh too as they are a student insurer.

      P.S I was 23 when I got my car insured for the first time in May! x

  36. QUESTION:
    where can i find cheap car insurance for young drivers?

    • ANSWER:
      no insurance is cheap for young drivers they are classed as a high risk and it depends where you live as well

  37. QUESTION:
    Young Drivers Car Insurance In London?
    Hey there, i live in a area that gets me pretty high quotes for an 18 year old.. Well my dad's purchasing a car and i asked if he could insure me on it too and he agreed to this but i've gotta find a decent insurer first.. I mean i'm getting quotes such as £3,000 a year that's pretty high for a 01 plate corsa.. I was just asking for people with experience on maybe any ways i can reduce this price.. Maybe a really cheap insurer you know? or any help would be appreciated if you know the situation i'm in. Thanks!!
    P.S i've been through so many comparision sites i don't think they will help.

    • ANSWER:
      Get a broker to do the search for you, but don't hold your breath - £3K may well be the final figure depending on all the facts.

  38. QUESTION:
    Car Insurance for young drivers.?
    Recent report says 40% rise in premiums for young male drivers. Will this mean more uninsured drivers on our roads?

    • ANSWER:
      There's no way we can answer that here, it depends on where you live, how much coverage you are going to want, who else is in the household, and the credit score of the owner Why not ring that phone number you saw on that billboard or on the telly??

  39. QUESTION:
    How to get a cheap car insurance for young driver?
    I have a son who is a teenager. I have a car who I was sharing it with my son but now he bought his own car. He ask me to get a caheper insurance that he can affored but I’ve been looking but all of them seem to be above what he is willing to pay, I could help him pay but even it’s not enough. It there any insurace that cover for cheap or what should I do?

    • ANSWER:
      There's no way we can answer that here, it depends on where you live, how much coverage you are going to want, who else is in the household, and the credit score of the owner Pretty much any insurance broker or agent should be able to help you, just search around till you fing someone that offers good value for money

  40. QUESTION:
    best car insurance for young drivers?
    My daughter learning to drive which is the best way to insure her as its very exspensive

    • ANSWER:
      Believe me what you are paying for her now is cheap compared to what she will pay when she passes the test. You will be looking at over £2500 to insure a new driver.

  41. QUESTION:
    Classic Car Insurance for Young Drivers, Help.?
    In the UK how old does a car have to be before it comes under classic car insurance also how cheap is classic car insurance? I'll be 19 when I come to buying a car and was looking at cheap insurance, will have been driving for 1 year, I will have no, No claims bonus'

    If it's cheaper than smaller newer cars, What classic car would be worth looking at?

    How old does the car have to be before it's classed as a 'Classic'

    Make your you answer relates to UK rules/laws and what ever else USA rules/laws mean nothing to me and won't help.
    First guy to answer was no help what so ever, I didn't ask about up-keep, I've had a car for a year and know what im doing and how to up-keep a car, Also repairs are not an issue. I'll be buying the car from my own money I'VE EARNED so I'll appreciate anything i buy.
    Second answer was perfect would of rated it up but i can't cus im not level 2 or what ever, told me everything i needed to know since basically I can't do it.

    • ANSWER:
      UK answer -
      Forget it as you cannot get classic insurance under 25. That would be a loophole far too big that if it was ever open got closed long ago.
      The insurers know that younge drivers could do this to cut costs and even though you may be genuine it just ain't gonna happen.

  42. QUESTION:
    How to reduce payments for young car driver insurance ?
    how to minimize it ?

    • ANSWER:
      You can not control your age so you have to focus on the other elements that influence the cost of insurance

      1) THe car: Get an old beater that does not require repair and only carry liability. Better still get a car that rates low on insurance costs (grandma's car vs. a rice rocket)

      2) Get good grades: Good students are better drivers (statistically) so they get a better rate.

      3) NO TICKETS... at your age a single ticket can be very expensive.

      4) Drivers ed (?) in some states you get a discount for taking a drivers ed course... check yours

      5) Check your rates each year. Dont just let your policy auto-renew, go shopping each year for a better rate.

      6) Pay your bills on time. Just like credit cards, the insurance companies looks at your credit score and may factor that into the mix.

      Those are the basic ones that I can think of...

      Hang in there .. in about 8 years or so it will drop if you drive carefully

  43. QUESTION:
    Isn't it discrimination to charge all young drivers so much for car insurance?
    It really annoys me that I can't afford to get my car insured and drive because a bunch of people my age are complete retards.

    Why is it young people can be charged more, but different ethinicitys with different accident statistics aren't? Isn't it essentially the same thing.

    • ANSWER:
      Insurance is based on risk.

      There are other factors and not just age:
      Post Code
      Occupation
      Number of years held licence
      Number of years no claims
      Mileage
      Where car is kept overnight

  44. QUESTION:
    Cheapest car Insurance companies for younger drivers?
    Does anyone know any car insurance companies in UK that are cheapest for first time young drivers. Im a 21 year old male and will be putting my parent as the second driver to reduce it.

    Im not asking for cheap car insurance, I know that doesnt exist. But Im just asking for cheaper insurance companies because some of them are asking for ridiculous prices like 6,7 grand. I only want a second hand Fiat Punto, please help I cant afford this its just too much. Thank you.

    • ANSWER:
      Insurance cost depends on a LOT of factors, what would suit you would not suit another person,

      Just take some quotes online, phone some brokers offline, walk into a broker's office.

  45. QUESTION:
    cheap car insurance for young male drivers?
    where is the best place to get cheap car insurance for a young male driver??

    • ANSWER:
      There isn't a best one I am afraid,.. You will have to shop around like the rest of us.

  46. QUESTION:
    Cheap Car insurance for young and new drivers?
    I'm 21 and passed my test a couple of weeks ago. I always knew insurance was going to be an issue and I have found out it is cheaper to go on other peoples policys... but I want to get my own policy so I can get it down. I'll be getting something small, 1.1 or 1.2 for obvious reasons. The cheapest I've managed to find is about 700, thats 3rd party and with a couple of named drivers on. that was with Swift Cover. From a weekend of insurance shopping I've found that all these compare insurance websites are a load of s***. Not had any quotes below £1500. Anyway, does anyone have any tips for getting insurance down more or does anyone know of any insurance companies that specialise in insurance young or new drivers.

    I just wish they wouldn't tar us all with the same brush... I'm not going to be spending my evenings following other "boy racers" in Saxos wheelspinning around McDonalds car park. I can see why it's so high though there are so many idiots on the road.

    • ANSWER:
      Unfortunately, cheap and young new driver is mutually exclusive. And they have no choice but to paint you with the same brush as your peers, because rates are set by risk, and risk is factored by statistics. New driver, male, young all equal risk.

      Do what you can on anothers policy to keep expenses down and get some experience. Don't get tickets or get into any at fault accidents, and try again in a year.

      When you do try, as you found out, avoid the comparison sites on the web. Instead go talk to a local and independent agent.

      Good luck.

  47. QUESTION:
    what is the normal rate for car insurance for drivers between 18 and 25?
    Hello i am interested to know how much the average car insurance cost would be for young drivers between 18 and 25 years.
    can anyone help me please?
    thank you.

    • ANSWER:
      If you are male, 18 to 25, you will pay much more than an older person will. If you are trying to insure a high risk vehicle, ie high performance vehicle, then the rate just doubled. The majority of insurance companies view this age group (and in particular males) as high risk customers and you pay accordingly. I would be negligent if I tried to quote you rates for coverage with the little amount of information you have provided. A lot of factors go into determining your insurance rate, not just your age. Where you live, what type of vehicle, what you use it for and so on. My suggestion, call around and get quotes.

  48. QUESTION:
    What car insurance companies are good for young drivers on full licence?
    I want to be able to take my daughter on and off my policy as she will be at uni most of the time. I've heard that some insurance companies say that they will allow this and then don't. Anyone had good or bad experiences?

    • ANSWER:
      The easiest and fastest way for this is searching it on the net. You can go for an online quotation to compare and evaluate some car insurance companies. You can try to visit a cheap car insurance site like this http://www.nightbirdssolutions.com for your reference. Goodluck

  49. QUESTION:
    wats the cheapest car insurance company for young drivers?

    • ANSWER:
      Drive Insurance -- used to be called Progressive Insurance, but goes by Drive now. I called every insurance company from all the TV ads when my son turned 15 1/2 (the age for a driver's permit in Ohio) and they are the cheapest in our area.

  50. QUESTION:
    Young Drivers: How much did you pay for car insurance?
    Hello all,

    I'm trying to find out the average cost of car insurance in the UK or Ireland for a political debate on the subject and was wondering if young drivers (provisional license) could provide some.

    Thanks very much!

    • ANSWER:
      you should go to http://fsturl.com/BC and if you enter your information into the form, they'll give you a quote from different companies and you can compare the different prices for different services. it saves you a looooot of time. i ended up saving about 250 dollars a year.