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Car Insurance Nz

The nature of a car insurance company is such that you might not discover their true stripes until you need to call on them in a crisis, but car insurance company ratings are an extremely useful way to find an insurance carrier that won’t let you down when worst comes to worst. We might hope that we never need to call upon the insurance we’ve taken out, but it’s still not a service we can do with out, and finding reliable and unbiased car insurance company ratings can be our first step in locating an insurance provider that will be everything we need it to be if that dreaded accident ever occurs.

There’s little doubt that it can be difficult to find insurance company ratings that are fair and balanced. Of course the company themselves are unlikely to show you their less than positive side – they will point you in the direction of glowing testimonials, but are a little more behind the door in admitting their shortcomings. And there are a lot of factors to take into consideration when choosing a car insurance company. Price is important, of course, but so are customer service, and the ease with which you can make a claim in the event of an accident. Finding an insurance company that offers all of these can be a daunting affair – that’s why it’s so great that someone has registered our needs and come up with automobile insurance ratings that we can trust.

One of car insurance company ratings is offered in a company’s reputation, and carriers such as Allstate, Nationwide, and State Farm, well-known companies that have managed to hold onto some clients for years, are a fairly reliable bet. That’s not to say, however that smaller, less well-known companies don’t offer a great service, so for an inside look on how the big companies are really rated, and to find details of those you might not have heard of, check out J.D. Power and Associates.

J.D. Power and Associates rates insurance companies in terms of the variety of coverage they offer, rates, claims processes, and customer service, helping you compare insurance companies in all these important categories. Other services that have grown up in recent years are Amica and Erie, who have posted the best rankings with J.D. Power. These companies have secured rave reviews for finding ways to cover claims. Another extremely useful source for car insurance companies ratings is A.M. Best and Standard and Poor's who offer insights into an insurer's financial strength by displaying ratings that determine an insurance company's ability to pay claims.

Thankfully there are great resources available to help us find the car insurance companies ratings we need to help us make the best decision for ourselves and our families. Before you sign on the dotted line, you want to know which insurance provider is the best for you, so be sure to check these resources out before you put pen to paper.

Frequently Asked Questions

  1. QUESTION:
    How can my elderly parents from NZ get car insurance for 6mnth UK visit?
    My parents will be 74 & 75 when they come over in April 09. They want to buy a car and travel around for 6 months. Any suggestions for how to get them insurance appreciated

    • ANSWER:
      Personally, I would buy a second car and arrange the insurance through a local agent. That way you will be able to pick the cover which best suits your parents requirements. Ensure your parents bring their driving licences and insurance documents (to prove they have cover in their home country)

  2. QUESTION:
    I need insurance to drive a friends car in NZ. How do I go about getting it? Is my UK driving license ok?
    I will only be there for 10 weeks.
    It appears dificult if I am not an NZ resident.

    • ANSWER:
      The owner of the car takes out insurance and anyone can drive that car as long as you have a licence. Also, you need to carry your drivers licence with you when driving in NZ. You don't need a seperate insurance.
      Have fun it's the best place on earth!!!!

  3. QUESTION:
    What does WOF mean when it comes to buying a car in New Zealand and do i need to get insurance to drive in NZ?
    ME and ma mate are backpackers and we want to buy a dirt cheap car for no more than 0 but we want to know what WOF means and also what is the story with insurance

    PS - we are in rotorua at the mo and are travelling to Wellington ASAP - anyone know of any cars for sale in that area

    • ANSWER:
      WOF means Warrant Of Fitness. Every car must have it renewed every 6 months. It's the equivalent to an "MOT" in the UK.
      0? Oh boy, I hope you'll get something that starts for that kind of money. Triple it, and you may find a car.
      Try http://www.trademe.co.nz
      Good Luck.

  4. QUESTION:
    Im wanting car insurance, what would be the best one for me?
    I am buying my first car, and getting a 1996 BMW 318i , im 18 years old, have a restricted licence, havnt had any driving convinctions or crashes and I live in NZ, Im just wanting to know what insurance would be best for me either Full or 3rd party etc, and how much that would roughly cost

    • ANSWER:
      Maybe you could get a quote from insurers you get from yellow pages,. the internet, the TV, the radio.

  5. QUESTION:
    I am 30 and just got my UK licence and want to buy a car. Any tricks to getting cheap insurance?
    I have had my NZ drivers licence since I was 16 and many years of no-claims. However, I haven't owned a car or insurance policy in the UK. Any tops for not having to pay very high premiums? I would love to get a sports car, but it's looking very expensive.

    (Would it be worth registering in girlfriends name and being a named driver?)

    • ANSWER:
      Most companies will offer an discount equal to one year 30% anyway.

      Don't go named as you won't build up your own no claims.

      Get a low cc engine capacity obviously. Don't get a convertible.

      take out the maximum voluntary excess when finding quotes.

      Select your occupation listing carefully.

      third party only

      don't have any of the legal protection crap they offer.

      shop around at comparison websites - many give discount for online.

      pay by DD in month installments.

  6. QUESTION:
    New Zeddies-do you pay for a TV license and council tax on houses and can choose or not to have car insurance?
    A friend is trying to sell me the NZ life-style but it sounds to good to be true.

    • ANSWER:
      We are called New Zealanders or Kiwis thanks very much. No TV licence for free TV. We have rates for people who own home but people who rent tend not to pay that as the landlords do.
      Car insurance is not compulsary but it is recommended

  7. QUESTION:
    What is the best insurance company for my car?
    i have just got my full license, and i would just like to know which insurance company will the best one to choose? I'm based in NZ

    • ANSWER:
      In this site you can get quotes from the best companies in your area

      ginsurance.notlong.com

      THis will be very helpful for getting your insurance, you can compare quotes from different companies so you can get the best deal.

  8. QUESTION:
    Have you ever hired a car in New Zealand, how much did you pay?
    I am looking into hiring a car for NZ for roughly 10days. On some sites it says a day or a day then when I ask for a 10day quote it says 0. Now im no rocket scientist but 10 x 30 is 300 not 700 not 600 so im a little confused as to why the price hike. If anyone has any hire car companies they can recommend or any tips that would be great. Something that could be pushing up the price could be this damage waiver excess. I read that car insurance in NZ is not compulsory so I may take a risk especially as the roads are quiet in NZ.

    I look forward to your replies, thanks

    • ANSWER:
      You can hire cars that are so cheap, as cheap as (NZ dollars).

  9. QUESTION:
    Drink driving conviction and car insurance?
    Please don't give me a lecture.

    I was convicted of drink driving a few months ago.

    On my car which is owned by my mum, my name is on the insurance as one of the drivers. My mum doesnt know of my drink driving charge, will the insurance company ask or find out next time its due?

    I live in NZ.
    My mum has a tonne of car insurances (about 15) with one company.

    I know when she first insured my car she asked if I'd had any speeding fines or other fines like that and at the time I hadnt.

    How much is the policy likely to go up?

    • ANSWER:
      I doubt they will have it listed on the insurance policy, but your rates will increase and if your Mom questions the rate increase watch out cause they will tell her. I got a DUI almost 9 years ago and my rates shot up. If you don't want your Mom to know you have 2 choices. Hope she doesn't question the increase or get on your own insurance policy. Make up some BS excuse tell her your trying to build your credit rating. Not all insurance companies go through the trouble of checking your record every time your policy renews but, it is bound to happen, so you might want to play it safe. I hope this was useful.

  10. QUESTION:
    Rights of an 18 year old in NZ if he has a car accident & have to pay for damages e.g. power pole, fence, fine?
    My 18yr old nephew had a car accident. He crashed his dad' car. Parents are divorced, insurance didn't cover, power pole fell, property fence was destroyed. Dad wants mum to go halves to pay for the costs? Dad has remarried, mum is on her own and can't afford. Any advice

    • ANSWER:
      Neither mummy nor daddy are liable. Sonny boy is liable. If daddy wants to pay the freight, that's on him. Mummy can't afford it and shouldn't strain herself for something she's got no obligation to pay.

  11. QUESTION:
    Car Insurance help, UK?
    i have been driving for 1 year in New Zealand, i dont have a full NZ license, but a restricted. i am now in the UK and want to know how much i will be paying for insurance roughly. i have just passed my uk driving test, so im basicly a new driver.

    Please Help

    • ANSWER:
      Hi,It all depends on the car & where you live & your age, go to any insurance compare site & that will give you a good idea of the cost

  12. QUESTION:
    Car running costs in NZ?
    Hey

    I will be travelling NZ next year for hopefully no less than 6 months.

    I want to see most of both islands, so would like my own transport.

    I was thinking of either:

    Transporting my car from Sydney, or
    Buying a 2nd-hand car when I am over there.

    ...but I can't find any information on it and the costs involved.

    Do you have compulsory third-party insurance on top of registration costs as well as licensing costs? Could you please estimate for a 25 y/o female how much it would cost per 6-12 months.

    Or, does anyone know what would have to be done to be able to drive my car over there.....would I just have to re-register or something?

    I don't really understand all of this here. I just pay what I am told to...

    Thanks for any help. I have been looking through sites, but can't find definite answer
    Thanks for all of that information!

    I did look up costs to transport a car and it wasn't very high... but the price of cars does seem pretty cheap there, so that is definitely a better option.

    Is the insurance compulsory???

    Like here we have compulsory insurance of around 0 annually with regustratation costs, and then optional comprehensive insurance for another 0 or so per year. ..

    • ANSWER:
      Don't transport your car over - it will cost you more than your cars worth! Plenty of second hand cars for sale and alot cheaper than you pay in Australia too.
      For costs on Registration see http://www.ltsa.govt.nz/vehicle-ownership/registration.html

      Anything to do with owning a vehicle or driving in NZ, go to the Land Transport website http://www.ltsa.govt.nz

      The AA (is like RACQ) http://www.aa.co.nz/motoring/owning/register/registering/Pages/default.aspx

      Third party insurance is not included in registration, so have to buy that separate - you can go here for quotes http://www.aa.co.nz/insurance/Pages/default.aspx

      Trade me http://www.trademe.co.nz/Browse/Motors/Cars.aspx is like NZ's version of ebay, you can also find alot of cars there.

      However, another option is to relocate rental cars for as little as a day until you find something you like, and still travel around. http://www.standbyrelocations.com/default.aspx?c=2 Sometime they even give you petrol money.

      ........ and no, Insurance is NOT compulsory like Australia is.

  13. QUESTION:
    What is the different between "Collision Damage Waiver" and "Liability Damage Waiver" for renting a motorhome?
    I am not familiar with driving such a big car like motorhome with the manual transmission.However,I am going to rent a motorhome for traveling in New Zealand but I quite don't understand about the insurance for the car renting.
    I got an email from the motorhome renting company and I don't understand some details about it.

    "Our Standard insurance is a Collision Damage Waiver (CDW), which covers the hired vehicle, other vehicles and property up to NZMillion.The excess (bond) is :
    NZ$ 1500,-- ( for drivers aged 25 and over )
    NZ00,-- ( for drivers between 21 and 24 years of age )
    NZ$ 2500,- ( for drivers under 21 years ) "

    What is the excess bond?
    Why is it different between drivers age?

    There is another options that is "Liability Damage Waiver" ,
    the excess and bond can be reduced to :
    NZ$ 250,- ( for drivers aged 25 and over )
    NZ$ 500,- ( for drivers between 21 and 24 years of age )
    NZ$ 750,- ( for drivers under 21 years )
    Should I pay 16 NZ$ more to get this one instead?

    • ANSWER:
      Say you run the thing off the road, and damage someone's fence. CDW will pay the damage to the car, LDW pays for the fence. The "excess bond" is what we call deductible in the US...you would only be covered if the damage exceeds these amounts. The age difference just reflects the risk of someone of that age driving.

      As the previous poster said, you may be covered either under your own automobile insurance policy, or by your credit card company (if you put the charges on your card). Those alternatives are worth investigating before you sign. If you aren't a resident of NZ, you may be better off getting as much insurance as is available, even if it's redundant. Dealing with these problems if you live elsewhere can be a load of trouble.

  14. QUESTION:
    Dont own a car, but still drive?
    I no longer own my own car, but still drive. I will be leaving soon for school overseas in NZ and want to maintain cawr insurnace. My father will let me insure his truck but it is very expensive, does anyone have any suggustions for how to go about maintaining insurance when you dont own a car? Putting me on my poarents policy is not an option.

    • ANSWER:
      If you're going overseas, your insurance policy won't follow you. Insurance contracts generally cover your driving in the US & Canada. Some of the bordering states to Mexico will extend coverage to a certain distance into Mexico as well. In my opinion, paying for a US insurance policy would be a waste of money while your studying overseas. If you do return home periodically, you'd be covered by insurance for any car you drive while in the US...provided you have the owner's permission. Or, if you really want a policy of your own, ask an agent about a non-owned driver insurance policy. If you plan to drive in NZ, you may want to inquire there about the same thing. Good luck and safe travels

  15. QUESTION:
    Car Broken Into? Need Help?
    K this is mainly to people around NZ
    i need to know what is goin to happen
    2 guys broke into my car at 3 am..on a wednessday morning..
    had police show at my front door at 4 am saying its been broken into

    i have the following wrong..

    Smashed rear left passenger Quarter window
    Stereo ripped out.
    Plastic bits and pieces around dashboard broken off.
    Stolen Spare Steering wheel
    Stolen clothes

    Now heres the thing
    They caught them
    And i got my stuff back

    Clothes
    Steering wheel
    Stereo

    But problem persists..
    The window is still smashed
    Now its

    2 guys And they both have criminal convictions and i was told by police officer that they would be most likely going to jail
    but he also told me taht he wil try for Restoration..

    What i am asking today is..
    Will i get payed out for the damage IE: smashed window ?
    And if i do How soon?
    Also If the court rules it out as Jail time?
    will i still get payed out? or?

    I have no insurance as the car was parked up for weeks..for me to save as i work in a supermarket and been saving to fix things for Warrant..=/
    forgot to add they did 12 other cars aswell in a few weeks...including mine..so what chance do i have of payng out since its around 500$ damage to my car.. but the other 12?
    500x12? =?
    if not...Why? please explain?

    • ANSWER:
      you might get money back if they get put on probation or parole if the judge orders them to pay restitution they will have to report to probation officer and they will make them pay.but if they dont pay they will go to jail for whatever time the judge gave them and if they complete their sentance,more than likely the money they owe will be sent to a collection agency

  16. QUESTION:
    Am I able to apleal a car seize?
    Hi I just brought a car 2 weeks ago, and was told I could drive on my New Zealand Licence (didn't know it expired after 12 months). The police pulled me up and told me my Licence was invalid because Ive been in the Uk for 13 months.(but Ive been back to Nz, and round europe since and haven't driven prior in the UK) Than he told me I had no Licence and took the car off me. After I just brought the car and put a years Tax and Insurance for it which I don't even want to think about how much that cost. I HONESTLY didn't know this was the case, and didn't go out maliciously to drive. Im only a student and Carn't afford to get car back. (£150 plus £20 per day which is going to cost more than car). The police said I can get a UK Licenced driver to pick up car. What I want to know is there anyway I can appeal this? and get my car back without paying?,Do I also have to go to court?

    • ANSWER:
      In addition to the Twisted_Ace's answer, whether you have to go to court depends on whether they told you you'd be reported with a view to prosecution for driving "otherwise than in accordance with a licence". This advice may have taken the form of a Notice of Intended Prosecution chit.

      If you're lucky, they just confiscated the car and left it at that.

  17. QUESTION:
    NZ LAWYERS - PLEASE ANSWER ASAP!!?
    Basically, i got told at court by the district judge to pay NZ00 in reparation towards damages i caused. I'm not going to go into detail as that's irrelevant. Anyway, I'm paying the 00 off at installments of p/w as that's all i can afford right now. That's great.. BUT..now a company called Farmers Mutual Group is trying to pursue another 50 off me, on top off the 00 I've already been told too pay by the judge. Now, why the hell should i pay an extra 2grand to cover the cost of there insurance, that's what insurance is for ain't it? That's what i imagine it's for as the letter clearly states there acting on behalf of the insurance company. The last letter i received was 2 day's ago, stating if they do not receive the 2grand UPFRONT by 24th August they are taking the matter to court to pursue legal action! I'm completely fine with that, 'cos well i ain't got 2 grand to pay, so it's gonna have to go to court ain't it, so algud let them take it too court!

    But, my question is, LEGALLY do i have too pay that 50 as I'm paying the 00 the judge told me too pay and so as far as i can see I'm doing everything I'm supposed too be doing?? And if NOT what are my options LEGALLY and what can they do if they take it to court, as like i said i don't have 2 grand and also don't own a car which would be an asset too them, so as far as i can see, there ain't much they can do?!

    Any SENSIBLE answer is much appreciated! Thanks!

    BTW, I do have a lawyer, but she is extremely slack and hasn't even looked into the matter yet, hence i thought it would be quicker too get an answer off here! =)
    UPDATE: I don't have to pay the extra 2 grand, agreement's been sorted between us! =)

    • ANSWER:
      You should have thought about that before you did damages to someone elses property/person etc whatever the case is, so pay up buddy

  18. QUESTION:
    Expected price and type of insurance in USA during J1 exchange?
    Soon I will be heading to the states for a year on a J1 exchange. Starting to figure out all the stuff I will need to do. A car will probably be very important during my year there. What are the main insurance covers you need, and roughly how much would I expect to pay.

    From NZ, 23yo male. 1 traffic infringement, failure to stop at a stop sign. Otherwise clean, no accidents.

    Plan on buying a cheep car that will probally be about the same value as the deductable (under 00), so cover would be more to cover me against others than to replace the car im in.

    Will be based in WI for about 9 weeks, but could be any state after that, might change states a few times as work changes.

    Have no credit score.

    • ANSWER:
      At first,you may collect some information by inputting the relevant keywords in search engine,if you get good luck there,then your problem is solved.nevertheless,if you could not find the ideal answer for your question by doing that,here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is the resource i suggest.

  19. QUESTION:
    Going to New Zealand in less than 2 weeks and have many questions?
    Ill be around the Auckland area and Hamilton area for my trip
    Im 19, male, and first time traveling by myself and out of the U.S.

    What kind of health care system, will my insurance work?cost?
    What kind of public transportation do you have? cost? car insurance work?
    How do I exchange U.S. money for NZ money?
    Will my phone work? Its verizon and how much will it cost?
    Crime rate in NZ?
    How much money should i take for a 3 week trip?
    Where can i Find an adapter that i can use while im there?

    • ANSWER:
      I agree. Wth mate. You should've prepared much earlier. This is slack! Attitude.

      Anyhow, we've got a good healthcare system, this website will tell you: http://www.emigratenz.org/healthcare-migrants-newzealand.html

      Taxis, buses etc. Taxis are expensive, buses are less cheaper. Yes it' good to have car insurance

      Currency exchange stores? Um: http://www.aucklandairport.co.nz/ShopDineAndRelax/InternationalTerminal/ShopsAndServices/CurrencyExchange.aspx

      If you use roaming, yes

      Low, lower than your country, much lower

      More than enough, as in bring all your money just to be on the safe side

      Dick smith. Or bring your own

  20. QUESTION:
    What's it like to make a living in New Zealand?
    After visiting the beautiful city of Wellington I was enchanted by how idyllic a city it was. For a while i was toying with the idea of moving down to NZ after experiencing the paradise that is Wellington. But I want to know what the reality of making a living in NZ is really like. Does the government kill you with taxes? Are deductions nonexistent? Is the cost for car insurance pretty high? What is socialized and what isn't?

    I know that it's very hard for foreigners to find work in NZ.

    What's it like to own a house? What are the financial responsibilities of owning a house like i.e.: property taxes, insurance etc...

    • ANSWER:
      New Zealand is a wonderful place to live. But if you are coming from the Us you will probably find the cost of food and electronics much higher. It was 2 months before I started working over here and the pay is lower than I received in the US. Health insurance is socialized which means you may have to wait a while for an operation if you can wait. You can also get insurance that would speed that process up. Regular doctors visits are 40-80 dollars. Taxes at the highest bracket are 39%, but you are only taxed at the national level. Most people don't file taxes, they are taken from your pay and there isn't deductions for mortgage interest like in the US. The cost of car insurance is relatively less but car registration is more. There is a no fault policy on accidents where the government handles reparations for accident injuries, see ACC for more information. I am married to a kiwi so getting permanent residency was easy but if you have needed skills you can apply as well. Search for immigrate new zealand skilled migrant for more info. We are in the process of buying a house. Interest rates are low here right now but you can only fix your rate for up to 5 years, then you have to negotiate another rate. Property taxes seem to be less at least compared to Maryland and closing costs seem to be covered by the lender. For moving money I used a company call HIFX. For an immigration bank account I used Westpac. I hope this gives you a start to answering your questions.

  21. QUESTION:
    Can you answer the following questions about New Zealand and NZ lifestyle?
    I'm seriously considering moving there (from the U.S.) so please answer only if you know for sure from personal experience:

    1. Is New Zealand Anti-American? Are there negative feelings towards the U.S. or people who come from there to visit or live? I have heard that there is, and that it is somewhat of a trend.
    2. What is the weather like in New Zealand? What are the seasons and average conditions for each time of year? What are the weather concerns (hurricanes, tornadoes, etc.)
    3. What are job wages like? Is there a minimum wage? What is the average annual income and what do you think you'd need to live comfortably there?
    4. I've heard that Emergency health care and basic things are covered freely for all citizens, but that you have the option to also have private health insurance on top of that? Is that true? Is the health care system good?
    5. What are the downsides to New Zealand? What are their political, social, etc. problems?
    6. Where are the best places to live in New Zealand, what areas are the prettiest?
    7. Are clothes and food expensive, as I've heard quite often?

    Thank you so much to any who can answer!
    Also, just out of curiosity, do vehicles drive on the right side of the road (like the US) and is the wheel and driver's seat on the left side of the car? lol thanks.

    • ANSWER:
      1. When I last lived there Bush was president and Anti-Americanism was RIFE, with even the American Episcopal ArchBishop of Wellington leaving forever because of it.
      But that is likely to have changed because Obama is now president (which of course isn't good either).

      2. The climate is Mild temperate. So it would be more desirable than most of the USA, the USA excluded being the Southern States and the Southern West Coast. It gets sunny summers of about 25-33 deg centigrade and mild, rainy winters where for the most part it's still above 0deg centigrade. So it only gets snowy and Frosty in the deep south and in the central North Island. There can be storms but there's never Hurricanes or Tornadoes.

      3. NZ has very low wages by OECD standards. NZ's GDP per capita has slipped from 1st to 30th in the world behind Greece. Australians who 50 years ago were slightly behind NZ now on average earn half as much again as Kiwis. It has resulted in a large 'brain drain" of educated and skilled workers, to the extent that while the population of NZ is 4.3 million there are over a million born and raised in NZ now overseas.
      After being ignored by the government, media and public for two decades it is now becoming a serious concern and topic of debate.

      4. While not perfect the NZ state health system is of a high standard compared to most internationally. There are also many private health care providers that offer general excellent service, but they're also relatively expensive.

      5. Well I've mentioned the wages, and will add that NZ is not a wealthy nation. Also be aware that NZ is not very densely populated and many migrants find the place dull and uninspiring after the initial honeymoon. This is also further exacerbated by many of the most outgoing and intelectual people being caught in the brain drain. By nature NZ has become very suburban. NZ is very isolated from the world and insular and socially quite backward. You may find people very intolerant of other people's opinions and quite small-minded and petty. The country also has problems with youth crime and the political parties/government are not very capable. There is also a large minority of disenfranchised members of the indigenous Maori people who often cause political unrest.

      6. IMO: Best places: Christchurch, Wellington, Dunedin.
      Napier/Hastings, Tauranga, Nelson, Rotorua and New Plymouth are nice settings too, but some of the locals might be a bit hard to take. Auckland's not such a great city but it has the most employment opportunities. As for scenery, there's great scenery in many places but it varies. I might be better to tell you the places which arent so picturesque; the North Waikato, Manawatu and Hutt Valley.

      7. Yes, NZ is quite expensive to live in, despite the low wages. Because of the low valued NZ dollar and no economic protections.

      And we drive on the left hand side like the British commonwealth (minus Canada) and Japan.

  22. QUESTION:
    How are vehicle ownership costs calculated in Israel?
    If I move to Israel, I'd like to bring my old Pontiac Parisienne Brougham with me, because it happens to be stored in a shed in France anyway, which is relatively "close by", and it would be nice to have (I love that car, it's a classic).

    But what costs am I facing once I run a motorvehicle in Israel, and how are they calculated?

    Like, here in New Zealand, we have to pay an annual registration fee of NZ0, an annual technical checkup called WOF, which is about NZ, and insurance, which is about NZ$ 500. On top of that are about NZ$ 2000 of petrol cost if you do an average of 15.000km per year.

    How can I calculate the cost running my old Pontiac in israel then?

    It's a 1986 Parisienne, 345.000km, 4.3L V6, 142 horsepower, lambda sond catalytic converter (California spec), 4-door saloon, automatic, AC, fuel consumption about 10L/ 100km unleaded regular petrol, kerb weight 1700kg, overall length 5.5m.

    I can't think of any other data that might have any influence on cost calculation now - could someone take a guess at what this car might cost me to run in Israel, by comparison to, say, some average Toyota model?

    • ANSWER:
      To answer you, I have found this article on the importation of goods to Israel, (for a new immigrant) , there is a section in the article on importing motor vehicles, hope it helps, also you can contact them to find out more details
      http://207.202.215.80/Customs%20Docs/israel.pdf

  23. QUESTION:
    driving in the USA............?
    hi there

    I am coming to America later this year for a 2 week holiday... what are your thoughts on hiring a car? I am coming from NZ so for a start would be driving on the wrong side of the road!! I am 29 with a full license, what terms can you drive over there? would i need ot sit a driving test and would insurance excesses be out the roof?

    Was in the state last year and missed heaps of things due to be limited to public transport, dont want to miss out again!

    THanks to anyone who can help!

    • ANSWER:
      I don't think you need to take a test or anything, you just hop in your rental (we "rent" cars, not "hire" them)

      I went to NZ in 08 and I drove on the wrong side, you get used to it really fast. But you'll probably use your windshield wipers more than your turn signal lol!

  24. QUESTION:
    The adventure of a lifetime, Would you try this?
    Now here's a thought . . . . If you are ready for the adventure of a lifetime, try this:

    a.. Go to Pakistan , Afghanistan or Iraq illegally. Never mind immigration quotas, visas, international law, or any of that nonsense.

    b.. Once there, demand that the local government provide free medical care for you and your entire family.

    c.. Demand that all nurses and doctors be fluent in English, and that all food be cooked according to your special specifications in the hospital.

    d.. Demand free local government forms, bulletins, etc. be printed in English.

    e.. Procreate abundantly.

    f.. Deflect any criticism of this allegedly irresponsible reproductive behaviour with, 'It is a cultural thing; you wouldn't understand.'

    g.. Keep your original identity strong. Fly your previous country's national flag from your rooftop, or proudly display it in your front window, or on your car bumper.

    h.. Speak only English at home and in public, and make sure that your children do likewise.

    i.. Demand classes on English culture in the Muslim school system.

    j.. Demand a local country driver licence or national insurance number equivalent.

    k.. This will afford other legal rights and will go far to legitimise your unauthorised, illegal, presence in Pakistan , Afghanistan or Iraq .

    l... Drive around with no motor, tax or insurance and ignore local traffic laws.

    m.. Insist that local country law enforcement teaches English to all its officers..

    n.. Organise protest marches against your host country, inciting violence against non-white, non-Christians, and the government that let you in.

    Good luck !! You'll soon be dead.

    It would never happen in Pakistan , Afghanistan or Iraq (or any other country in the world for that matter) except in the UK , US, Ireland, NZ, Canada or Australia , because we are run by soft, politically-correct politicians that are too scared to 'offend' anyone.

    • ANSWER:
      You established your point very well.

      There is little one can do to refute your point, furthermore, except to balance the situation.

      USA, Britain, and Australia invaded Iraq illegally, killing over a million innocent people. Like a lynch mob they attacked this country, assuring the world that they were only there to find WMD.
      They found none. Ooops! They stayed anyway, apparently not 'scared to offend' anyone.

      That was not politically correct, surely?. In fact it is very, very incorrect in my view. The political leaders of these countries are clearly war criminals, wouldn't you say? I wonder what the local people feel about it.

      Does Afghanistan welcome our warriors, I wonder? Are they satisfied with the behaviour of their 'visitors'?

      That being said, I do not approve of many of our immigrants' behaviour any more than you do.

      The English-speaking culture you support so adroitly is hardly guiltless, surely? The English, e.g., for a long time, had the audacity to 'adventurously' colonise sovereign nations.
      Have you not heard? How was their behaviour, I wonder? Approve ?

      When people are in a country that is their host, their behaviour is frequently awful.

      Whether it is, e.g., because the visitors use cluster bombs and kill many of the local residents, or behave, as individuals, in the manner you have so well demonstrated, humans often treat their host nation disgracefully !

  25. QUESTION:
    do you want an adventure?
    Now here's a thought . . . . If you are ready for the adventure of a
    lifetime, try this:

    a.. Go to Pakistan , Afghanistan or Iraq illegally.
    Never mind immigration quotas, visas, international law, or any of that nonsense.

    b.. Once there, demand that the local government provide free medical care for you and your entire family.

    c.. Demand that all nurses and doctors be fluent in English, and that all food be cooked according to your special specifications in the hospital.

    d. Demand free local government forms, bulletins, etc. be printed in English.

    e.. Procreate abundantly.

    f.. Deflect any criticism of this allegedly irresponsible reproductive behaviour with, 'It is a cultural thing; you wouldn't understand.'

    g.. Keep your original identity strong. Fly your previous country's national flag from your rooftop, or proudly display it in your front window, or on your car bumper.

    h.. Speak only English at home and in public, and make sure that your children do likewise.

    i.. Demand classes on English culture in the Muslim school system.

    j.. Demand a local country driver license or national insurance number equivalent

    k... This will afford other legal rights and will go far to legitimise your unauthorised, illegal, presence in Pakistan , Afghanistan or Iraq

    l.. Drive around with no motor, tax or insurance and ignore local traffic laws.

    m.. Insist that local country law enforcement teaches English to all its officers...

    n.. Organise protest marches against your host country, inciting violence against non-white, non-Christians, and the government that let you in.

    Good luck! You'll soon be dead.

    It would never happen in Pakistan , Afghanistan or Iraq (or any other country in the world for that matter) except in the UK , US, Canada , Australia or NZ because we are run by soft, politically correct politicians that are too scared to 'offend' anyone.

    • ANSWER:
      Wow, I never thought of it that way before, but I guess you do have a point.

  26. QUESTION:
    The adventure of a lifetime, Would you try this?
    Now here's a thought . . . . If you are ready for the adventure of a lifetime, try this:

    a.. Go to Pakistan , Afghanistan or Iraq illegally. Never mind immigration quotas, visas, international law, or any of that nonsense.

    b.. Once there, demand that the local government provide free medical care for you and your entire family.

    c.. Demand that all nurses and doctors be fluent in English, and that all food be cooked according to your special specifications in the hospital.

    d.. Demand free local government forms, bulletins, etc. be printed in English.

    e.. Procreate abundantly.

    f.. Deflect any criticism of this allegedly irresponsible reproductive behaviour with, 'It is a cultural thing; you wouldn't understand.'

    g.. Keep your original identity strong. Fly your previous country's national flag from your rooftop, or proudly display it in your front window, or on your car bumper.

    h.. Speak only English at home and in public, and make sure that your children do likewise.

    i.. Demand classes on English culture in the Muslim school system.

    j.. Demand a local country driver licence or national insurance number equivalent.

    k.. This will afford other legal rights and will go far to legitimise your unauthorised, illegal, presence in Pakistan , Afghanistan or Iraq .

    l... Drive around with no motor, tax or insurance and ignore local traffic laws.

    m.. Insist that local country law enforcement teaches English to all its officers..

    n.. Organise protest marches against your host country, inciting violence against non-white, non-Christians, and the government that let you in.

    Good luck !! You'll soon be dead.

    It would never happen in Pakistan , Afghanistan or Iraq (or any other country in the world for that matter) except in the UK , US, Ireland, NZ, Canada or Australia , because we are run by soft, politically-correct politicians that are too scared to 'offend' anyone.

    • ANSWER:
      this pretty well sums up what is really wrong with the USA


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