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Commercial Car Insurance

The insurance business world is one of the very few places where age can be used to distinguish between citizens based on their age. Insurers assess different charges for different people depending on their age. If you are a 16 year person and you feel that you are going to be getting a healthier premium than your 22 year old buddy because you are better committed than him or her then you are making a wrong analysis.

Insurers tabulate their insurance charges using 'brackets' or categories of consumers grouped together with certain common elements. These classes could differ based on a number of factors like age, marital status, gender, area, consumer credit rating etc. This essay is partial in its extent to the age element.

Young Operators Groups:
Below Age 18: This is the age category where insurance price is the at record high. People in this age group pay as much as 175% to 225% more than mature operators. Since no one below age 18 will get a CDL, any operator below the age of 18 driving a motor vehicle that has business coverage may be risking declination of coverage in the event of an insurance claim.

Age 18 Years to 20 Years: Individuals are still classified as young drivers, and they still have to pay greater prices than mature drivers, though their premiums are much less than the previous bracket. At age 18 individuals can possess their CDL. Most insurers that may consider them will not even look at there insurance submission for policies that require interstate setup coverage. Companies that allow them to be on a business policy will restrict their insurance coverage to intrastate activities.

Age 21 to 24: This is the last bracket in the classification of youthful drivers. Insurance premiums for private insurance begin to stabilize with most insurance companies, when compared with prices served to mature operators. Age 21 years is where many commercial insurance companies start to accept commercial auto insurance applicants with interstate bearing. All companies will put in special price extra charge for commercial operators under age 21 years, and some insurance companies may require a specific period of expertise like 12 to 24 months of experience to look into them for insurance coverage.

Mature Operators:
Age 25 years to 69 years: A large number of insurance companies impose very similar prices for this age category, although a small number of insurance carriers begin to charge small build up in their premiums beyond age 60 years. Age does not seem to be important for this class.

Old Drivers:
Over Age 70 Years: There are important studies made by insurance companies and the National Highway Traffic Safety Administration- NHTSA www.nhtsa.gov that suggest that individuals over age 70 years begin to lead to more traffic accidents. For that reason, insurance companies take certain measures to implement the right rate with the appropriate medical reports from them. Most business polices do not cover operators above age 71 or 72 years. On the individual insurance level, almost all companies stop selling newer polices for customers beyond 76 years of age, and other companies make the insurance price very excluding.

What else can be done to decrease the influence of age on premiums? There is not much that old and young drivers can do. Young operators and older operators are leading to more highway accidents, relatively speaking, and they must simply pay the price for that. Many insurance carriers accept good student discounts for younger student operators, and other companies may permit occasional operator status on their policy. For older drivers, making sure that you have the correct medical record that shows the physical and mental functionality of the old person to drive the car is wanted to give to the insuran 00004000 ce representative. The absence of that note to be provided in timely manner may end in ceasing the policy which might be complex to replace with another company afterwards.

Frequently Asked Questions

  1. QUESTION:
    What's a good short storyline for a car insurance commercial targeted for parents of teens?
    OKAY! so i need a good storyline for a school project im doing! Im making a commercial with my friends with video. My topic is CAR INSURANCE and it is targeted at parents. Specifically Parents who have teens on there hands that are just about to drive!
    PLEASE HELP! thanksss!

    • ANSWER:
      Distracted Driving is a big one now. Things like texting while driving, talking on the phone while driving, horsing around with friends while driving. Distracted Driving and Speeding are major factors in causing accidents.

      Many car insurance companies put out a public service message in their commercials. Promoting the Good Neighbor, Helping you is what we do best, On your side (and similar slogans) promote the company but also put a message to help reduce accidents.

      Maybe a commercial telling parents to talk with their kids about distracted driving (no texting while driving) BEFORE an accident happens. This can reduce the chances of damage to your car but more importantly save your teens life. Quite literally, texting while driving is a matter of life and death.

      Wearing seat belts also saves lives. In a roll over accident, if you don't have a seat belt - you can be ejected. Getting ejected in a roll over can kill you. People are ejected at a high rate of speed. They can hit trees/objects. The rolling car can roll over the ejected person. Going through a front windshield is not pretty either. If you don't get ejected, it's common to end up with a "hang mans fracture". This happens when the unbelted occupant hits their head on the roof of the car causing them to break their neck (at the C2 vertebrae). This causes them to be paralyzed from the neck down.

      I know that wearing a seat belt is an old message but it's an important one. Seat belts save lives. Maybe something encouraging parents to wear their seat belts and to teach their kids to wear them too.

  2. QUESTION:
    What car insurance company has a commercial with a man riding a bike?
    It's a car insurance commercial with a guy riding a little bike on the highway in his suit.
    it says "car insurance slowing you down?" or something.
    i want to find the commercial online or at least what insurance company it is.

    Help!

    • ANSWER:
      GEO Car insurance

  3. QUESTION:
    Anybody know the commercial for car insurance where a kid's putting stuff through and its hitting the guys car
    It's some commercial for car insurance where a little kid is with his mom while she works at the bank. He starts putting random thins into the little hole where they put a lolipop sometimes when you drive up. All this stuff hits the guy's car, and he calls his car insurance. Anybody seen that and knonw where i can find it.

    • ANSWER:
      Nationwide insurance. Cute commercial.

  4. QUESTION:
    Why is it that every car insurance commercial claims that you will save 0ish a year if you switch to them.?
    Why is it that every car insurance commercial claims that you will save 0ish a year if you switch to them. They all say the same thing and show their competitors’ rates, so how are they all correct?

    • ANSWER:
      Yes, because among each of the car insurance plans there are different charging rates, warranties, terms, etc. So they usually pick the one of their plans and another competitor's plans with the biggest difference to show how much can POTENTIALLY be saved. But of course, there is always exaggeration. The best thing to do, research what plan of insurance is best for you, and which company offers the best deal on it

  5. QUESTION:
    Where can I find a video of a car insurance commercial?
    It's based off the scene in the hangover when Ken Jeong jumps out of the back of the car. Except the guy is wearing a flesh colored suit.

    • ANSWER:
      try youtube

  6. QUESTION:
    I recently saw a car insurance commercial what company was it?
    The commercial stated that you would not read a book while driving so you should not talk on your cell phone while driving. I am putting a presentation together on false analogy for school and was hoping to find this commercial online so I can include it in my powerpoint. Any ideas what company it was or where on the internet I might be able to find it or other examples of false analogy?

    • ANSWER:
      I'm guessing State Farm

  7. QUESTION:
    Does anyone else find that car insurance commercial is a little racsist?
    lol idk maybe its just me but i'm talking about the progressive commercial where a hispanic man walks up and the woman's like "You must be Mr. Garcia!" and then they fix his car to the mexican hat dance song. lol idk its probably just me.

    • ANSWER:
      Its just you.

  8. QUESTION:
    which car insurance commercial do you think airs too often?
    I think it's the Midas one where it's morning and the guy crashes into the store because he didn't have good brakes.

    • ANSWER:
      All State commercials air all the time!

      ...All State, are you in good hands?...

      :-P

  9. QUESTION:
    Whats the song of the car insurance commercial?
    It's when the teenagers are taking their driving test.
    and it goes 16 going on 17
    is 16 going on 17,the song title?

    • ANSWER:
      yes
      Sixteen Going On Seventeen By Modern Music

  10. QUESTION:
    Does the girl on the Progressive Car Insurance commercial?
    get on your last nerve? Name some commercials that get under your skin.

    • ANSWER:
      I can not stand that woman, yes she does get on my nerves. she is very annoying. also the gecko commercials are another one I can't stand

  11. QUESTION:
    What is the car insurance commercial where an asian guy is singing banging on the wheel? And whats the song?
    any help would be great

    • ANSWER:
      I think the guy is singing (how long has this been going on) i think its Journey?

  12. QUESTION:
    who is the actor in the progressive car insurance commercial?

    • ANSWER:
      the one with the box thats KENNY MAINe

  13. QUESTION:
    Looking for a car insurance commercial.?
    In the commercial a guy is using a marshmallow treat to simulate a wrecked car and to fix it he sticks it back together. I believe the commercial is trying to say the insurance is fast at fixing your car.

    I think there was some sort of frog/toad in the commercial too..

    Help?

    • ANSWER:

  14. QUESTION:
    If I get a company car, do I HAVE to get commercial insurance?
    We are going to be trading in out personal car to get one to use for our small business. It will be used for both personal and business means (like the other one), except the business will be footing the bill (already taked to our accountant and all systems are go!).

    What makes it a business venture is we are getting a FULL car wrap with advertising for the company on it (talk about a rolling billboard). Much better than those small magnetic signs that are hard to read.

    I started looking around and found commercial insurance is WAY more expensive than personal. We are the only ones going to be driving it, we won't carry clients in it, we won't have any equipment in the car, so its just like the old car. So do you think I would need commercial insurance or personal?

    • ANSWER:
      Depending on what kind of corporation your set up as may dictate how you can use your deductions, but with that aside, no you don't have to get commercial insurance. From what I've been told from someone in your shoes is that if you don't need a special license class to drive the vehicle, you don't need it. If you get commercial insurance though (personal insurance too), you should be able to deduct the cost through and use business pre-tax dollars to pay for it so your actual cost is much lower than it first appears. I hope your are having the business buy the car too instead of your after tax income.
      Ask your CPA for exact deductions rules for your corporation.

  15. QUESTION:
    Which insurance commercial has a road talking about a car w/ a flat tire?
    What's the name of the insurance company that has a commercial where the car gets a flat tire, and the road starts "talking"? Its kinda funny, but i cant remember the name of the company!!!

    • ANSWER:
      GEICO

      They also do ones with a fallen tree limb and valvework in a parking garage.

  16. QUESTION:
    How many takes were needed to get the Little Richard car insurance commercial right?

    • ANSWER:
      loll it seem to me one. If they did more than that and came out with that then thats sad.. Whoooooohoooooo.

  17. QUESTION:
    Name of Insurance Commercial where dad in invisible car crashes?
    I am looking for the insurance commercial where the dad crashes in an invisible car. It takes place in his livingroom, and you see all of the motions like he is in a car. I wanted to share this with my advertising class. I saw it once and was deeply touched, and in hopes that I would see it again I would then get all the information to share it. Needless to say I haven't seen it again.

    Has anyone else seen it or know what I am talking about?

    • ANSWER:
      this is a very powerful commercial. Here it is:

      http://www.youtube.com/watch?v=h-8PBx7isoM

  18. QUESTION:
    What was that car insurance commercial..?
    There is a car insurance commercial where some guy gets into his car and starts driving then he looks at his watch. Suddenly his drink spills and he slams on breaks. The person behind him rear ends him and he smerks and the voice over is sarcastic saying something like "looks like i just slammed on break and you rear ended me it's your fault" or something. What agency was that? It just aired this year.

    • ANSWER:
      I believe it was Century 21

      spell check

  19. QUESTION:
    what does the man at the end of the All State Car Insurance commercial say?

    • ANSWER:
      "Are you in Good Hands?"

  20. QUESTION:
    Car insurance commercial?
    What's the car insurance commercial that has a like the song that's like troubleee trouble trouble trouble worry worry worry worry haha don't ask it's a bet

    • ANSWER:
      It's Traveler's Insurance, and I love that commercial <3

  21. QUESTION:
    How much is commercial car insurance?
    I am doing a project for school and need to know a ball park range of the annual cost of car insurance for a courier service. here's some info:

    -2 cars
    -6 drivers
    -cars will not travel more than 20 miles per trip
    -liability limit 0,000
    -uninsured/underinsured motorist limit 0,000
    -General liability coverage: 1,000,000

    **these do not have to be exact but the rate you give me is for other limits, just tell me those limits.

    I have no idea so any info you have and can back up would be awesome!

    THANKS!
    well it is actually a delivery service that would go pick up anything for you (ie a pack of gum at a gas station) and deliver it to you.. so it would be the employees' own cars. but we still need to insure them... even though they are insured personally
    the reason i'm not "helping myself" like you suggested is because yes--it is easy to check car insurance for PERSONAL rates online, but i was unable to find a place that you could get rate quotes for commercial insurance without having to call them and tell them all of your information.
    thanks though :]

    • ANSWER:
      It would depend on what type of vehicles you had but I'm assuming with a courier service it would probably be economy vans.
      Also it would depend on the driving records of your 6 drivers, but with those limits for a yearly rate I think somewhere in the order of 00 - 00 would seem realistic.
      Edit...
      As I reread your question I noticed that you included a seperate qualification of General Liability coverage. This would normally be a seperate policy from your auto insurance and would cover things such as your courier drops a heavy box on an elderly man breaking his hip. This would be a General Liability policy and with a M limit, you can expect that to run another 0 a year or so.
      Combined you could probably safely say 00/yr.

  22. QUESTION:
    Commercial car insurance?
    I'm basically a one person business and I own a care I use for business purposes, can I list my car as a business car and insure it as a business car?

    • ANSWER:
      No insurance company will let you do this, unless your "business purpose" is a retail or commercial class.

      If you use the car to go to/from a job site, you'll need to keep it on a personal policy with a work use endorsement. If you haul passengers or goods for a fee, or do delivery . . . you'll need the commercial policy, which will probably cost two to five times as much as a personal policy.

  23. QUESTION:
    does anyone know who sings the song in the geico car insurance commercial?
    its the commercial where the caveman is walking through an airport and he sees a geico caveman advertisement on the wall and makes an angry face then continues on his way.

    • ANSWER:
      "Remind Me" by Royksopp

      You can listen to the song here:
      http://www.youtube.com/watch?v=15uo9qGlKKQ

  24. QUESTION:
    Car insurance commercial were black guy makes funny car noises???
    i saw it today. but idk the guys name.
    he makes interpretations for the car insurance customer.
    the black guy makes funny car noises

    • ANSWER:
      The guy is Michael Winslow. He played Narvelle Jones in the police academy movies. I caught his live act one time and he had people laughing so much some fell out of their seats.

  25. QUESTION:
    question about the geico car insurance commercial?
    its the one where the caveman is sitting with the therapist,at the end his cell phone rings and tells the therapist its his mother and he is going to put it on speaker....my girlfriend who is a therapist says he is making refferance to froyd,is that the message here?..or my theory is he trying to make it known he up to date by having a cell phone,with technology in general,what does the end of the commercial mean????

    • ANSWER:
      i think you need to get a girl friend or somthing.........

  26. QUESTION:
    Is the use of humor effective in car insurance commercials?
    I tend to think of car insurance as more of a serious and sensitive topic due to its relation to car accidents and such. So why do many insurance companies use more of a humorous tone in their commercials rather than more serious tones?

    • ANSWER:
      hi i´ve find this articles that confirm you question

      http://sites.google.com/site/ziggytank/humorinadvertising

  27. QUESTION:
    Recent Car Insurance Commercial?!!?
    It pans through a 16-year olds messy, poster-covered room. Then the narrator says "We don't all have to live with 16-year olds, but we do have to drive with them." Then they talk about getting insurance or something. Does anybody know which company this commercial belongs to or if you have a link to a youtube video of the commercial that'd be great.

    • ANSWER:

  28. QUESTION:
    Wher should I get my car insurance from?
    I have seen a lot of car insurance commercials but none of them have convinced me which one is clearly the best you can tell me one even if there is no commercial for it and also does aaa work

    • ANSWER:
      I can explain this much:

      Most of the premium you pay does not pay for eventual accidents. Most of your premium pays for the Insco's rent, their phone bill, the electric bill, the clerk's wages, the furniture in their offices, and so on. Insurance is a business, and more than anything we pay for them to exist.
      So, the basic cost of your premium is SET by how much it costs the Insco to exist, and it can not and will not go below that.

      That having been said, collisions can and do happen...
      While one collision every 20 years won't hurt much, any more than that and the effect starts to snowball, to the point where one can be construed a high risk driver (citations and driving violations, even without collision, affects the risk factor as well).
      The cost of high risk drivers is shared by all of us, meaning the premium everybody pays includes a portion set aside to pay for collisions etc... Once again, the premium is SET by this cost and will not go below that, no matter how much money the Insco has to fork over, it's not free money, we will pay for it one way or the other.
      Thus, the fewer collisional damages that have to be covered, the lower the premium.

      And, I don't want to pay for someone else's high risk if I'm low risk myself.
      So the Insco's realize this, and while some insco's insure high risk drivers, others do not.
      As a general rule, even IF you have a perfect driving record, should you get your insurance through a company that does insure high risk drivers, then your own premium will be higher as well. Conversely, if you can get insurance via a company that plain refuses to accept high risk drivers, then your own premium is lower (but your driving record has to be good to perfect).

      So, first it pays to drive safely.
      Once (or if) you have a perfect driving record (nothing in the past 5 years), or maybe one little ticket I think is ok, you should check with Nationwide, Geico, and Allstate (in that order, their premiums go up slightly from one to the next).

      Now you can shop long and hard, and you might find someone a few dollars cheaper (maybe), but as a rule, if you're with Nationwide, you won't get much cheaper, it just doesn't happen.

  29. QUESTION:
    I am looking for an expert in Insurance Car...Home...Commercial.?
    I am looking for an expert in insurance,who can guide me with car insurance and Home and Commercial.

    Please Working for DCAP Insurance...................

    • ANSWER:
      Insurance - Commercial
      PO Box 2002
      Thousand Oaks, CA 91358
      Phone: (805) 493-5401
      Contact: John Bessey CPCU
      Website: Primary & Excess Insurance Services, Inc.

  30. QUESTION:
    Ghetto car insurance commercial?
    I'm in Dallas Texas and I don't remember the radio station, but there were two girls that were like "girl I just got hit" "girl go to i just got hit.com. Can somebody link me to where I can hear it?

    • ANSWER:
      go to: I justgothit.com.....

      They were "like......." ......... what does that mean? What were they like? Who were they like?

      LIKE: wish: prefer or wish to do something; "Do you care to try this dish?"; "Would you like to come along to the movies?"
      find enjoyable or agreeable; "I like jogging"; "She likes to read Russian novels"
      resembling or similar; having the same or some of the same characteristics; often used in combination; "suits of like design"; "a limited circle of like minds"; "members of the cat family have like dispositions"; "as like as two peas in a pod"; "doglike devotion"; "a dreamlike quality"
      be fond of; "I like my nephews"
      equal in amount or value; "like amounts"; "equivalent amounts"; "the same amount"; "gave one six blows and the other a like number"; "the same number"
      feel about or towards; consider, evaluate, or regard; "How did you like the President's speech last night?"
      a similar kind; "dogs, foxes, and the like", "we don't want the likes of you around here"
      alike(p): having the same or similar characteristics; "all politicians are alike"; "they looked utterly alike"; "friends are generally alike in background and taste"
      want to have; "I'd like a beer now!"
      a kind of person; "We'll not see his like again"; "I can't tolerate people of his ilk"
      comparable: conforming in every respect; "boxes with corresponding dimensions"; "the like period of the preceding year"

  31. QUESTION:
    Is Denzil Washington in a All State Farm car insurance commercial?

    • ANSWER:
      His name is Dennis Haysbert. He has been in several movies and TV Shows and Commericals. Latest show he was on was the show, "24" as David Palmer the ex-president.

  32. QUESTION:
    wuts the song from the Progressive car insurance commercial?
    u know the one that goes "this is how...life should be..."

    • ANSWER:
      It's called “This is How Life Should Be” by Groove Terminator, a DJ based in Sydney, Australia.

      I work for Progressive. I don't know if it was done solely for us or if we licensed its use, so I'm not sure of copyright arrangements.

  33. QUESTION:
    you know aflac the duck from that commercial with like the car insurance?
    i met him yesterday!! in a petting zoo at my school, the lady there bought him for a 00. he is really violent but he is so cute

    • ANSWER:

  34. QUESTION:
    Car insurance commercial (spanish)?
    Im doing a spanish project. I need to repeat some words from the commercial Allstate in spanish. i don't want any like videos. just what like he basically says. thanks

    • ANSWER:
      i think you should search at google...
      if you want an article, you can find it at http://top-cheap-auto-insurance.blogspot.com/
      it is great article site...
      hope this will help you...

  35. QUESTION:
    Why are we seeing so many more car insurance commercials than we used to?
    Amica, State Farm. Allstate, Geico, Nationwide and Progressive are all bombarding me with commercials all day long. I don't remember the auto insurance market ever being this competitive. How come?

    • ANSWER:
      It all happened by accident.

  36. QUESTION:
    Car Insurance Commercial?
    what's the commercial where it has the guy in this red convertible and he is trying to drive but he's holding a coffee and he had lipstick all over his face but the commercial was like as if they were trying to film a scene...i wanna know what the song on the commercial is but i'd like to know what commercial it was lol

    thanks! (:

    • ANSWER:
      Farmers Insurance

  37. QUESTION:
    Just curious: Progressive Car Insurance commercial...?
    you know the commercials with that dark haired girl with the really red lipstick and long eyelashes....what do you think of her? like her or think she is obnoxious??? thanks

    • ANSWER:
      it's getting obnoxious

      gl

  38. QUESTION:
    How Can Every Car Insurance Company Save Me Money By Switching From Every Other Company?
    I have been getting rather confused lately by the car insurance commercials... =/

    Company A can save me 0 dollars by switching from Company B

    Company B can save me 0 dollars by switching from Company C

    Company C can save me 0 dollars by switching from Company A

    How can every insurance company save me money from every other company? Magic? =/

    • ANSWER:
      To be fair, in line with answer 2 *meanwhile Answer 1 is probably just one of MANY spammings you will receive to this question* if Hell existed as a Place of Punishment for Sins, 99.9%? of Sales people and Advertisers would be there, but then, so would Granny Var ... Ruling & Waiting for Ish to Join her

      In High School there was a course on separating FACT from unprovable claims

      There is almost always a "fine print" in Commercials, including for insurance, to explain away the Deceit

      There was a Time when Papa Var was able to use such deceit to Actually save Money, by taking the Incentives, then hopping to the Next best Incentive

  39. QUESTION:
    Has anyone seen the commercial about having insurance for car parts without having an extended warranty.?
    You make a payment every month instead of paying out right for extended warranty on your cars mechanical parts
    i need to know what company it is

    • ANSWER:
      You would be better off checking with your local Credit Unions or your personal Auto Insurance provider.. They ads you see on TV are for Brokers. Most do not have thier own warranties, they just sell them for others and they are usually over priced.

  40. QUESTION:
    Is commercial auto insurance necessary for self-employed company car?
    Auto insurance company claims I need a different policy even though I would still be the only driver for the vehicle. The cost would be 50%+ than the normal price.
    I perform consulting services and need a car to drive to their offices. I do not sell our haul products, this is solely used for commuting purposes.

    • ANSWER:
      Well see this is how it works. Since you are the only person to drive the car, if you were to hurt anyone with out the insurance thy can sue then the company.
      I having a company ( my company) truck to make house calls hav it just incase it happons.The person injured can sue the insurance company and you and your company to. Take my advice get it.

  41. QUESTION:
    Do you like Flo the Progressive Girl from the Progressive Car Insurance commercials?
    She ticks me off. The commercials aren't funny.

    I miss interesting, funny commercials; like back when Geico did the whole caveman thing.

    • ANSWER:
      She is like a female period. Seriously.

  42. QUESTION:
    Whats the car insurance company commercial where the guy asks "was it a ficus"?
    A tree falls on a guys car and he calls up his insurance company and asks if hes covered. The guy at the company asks, "Was it a Ficus?" Just want the company name.

    • ANSWER:
      Nationwide.

  43. QUESTION:
    who is that girl on the progressive car insurance commercials?
    Does anyone know what her name is?

    • ANSWER:
      I had been wondering that myself. Strangely good actress in really cheesy commercials.

  44. QUESTION:
    If I work for an employer & drive my own car for business, is commercial insurance my responsibility or theirs?

    • ANSWER:
      Unfortunately it will be your responsibility.
      If you are involved in an accident and you were found to be on the clock or working the claim will be denied. If you are delivering pizza, delivering specimen, delivering newspapers etc, you should ask the company to add your vehicle to the their commercial policy

  45. QUESTION:
    What is that prog rock song in the insurance commercial?
    There is a commercial with a chunky dude air-drumming in his car and I can not remember for the life of me what the song is that's playing - it's an old prog rock song from the 70s/80s and it sounds like they are saying "how long...how long" or "power, power" The end of the commercial says something like "its your private time in the car insurance"
    Thank you!

    • ANSWER:
      "Point Of Know Return" by Kansas.

      http://www.youtube.com/watch?v=o-R8gHj_7v8

  46. QUESTION:
    What car insurance company has this commercial? False analogy?
    The commercial stated that you would not read a book while driving so you should not talk on your cell phone while driving. I am putting a presentation together on false analogy for school and was hoping to find this commercial online so I can include it in my powerpoint. Any ideas what company it was or where on the internet I might be able to find it or other examples of false analogy?

    • ANSWER:
      I'm pretty sure it's All State insurance I don't know where the commercial is though. You may want to try youtube.com! Hope this helps a little!

  47. QUESTION:
    POLL: What kind of car insurance do you have?
    I've just become curious due to all of the car insurance commercials; Progressive, Allstate, 21st Century, Geico etc. which do you have?

    • ANSWER:
      I have AAA, cant say which is better, if your looking for car insurance for the first time, or just trying to find a lower rate, it would be a good idea to get quotes from all companies to see which one best for you. Allstate, Progressive, And 21st Century wouldnt except me because I didnt have a license yet, but learner's permit. My situation worked out for the best.

  48. QUESTION:
    Is the lady on the PROGRESSIVE car insurance commercials just annoying?
    or do you like those commericials?

    • ANSWER:
      Nope, she annoys the bejesus out of me.

  49. QUESTION:
    can we carry car insurance in ca from two different companies?
    we live in california ,one of my friend he wants to start courier service as an indepentdent contractor the company he wants to join they need commerical insurance coverage 300,000/300,000/300,000. Can he buy additional coverge of commercial insurance from another insurance company with his regular car insurance. Is this legal? can he buy insurance from two different companies two policies? One for commercial and second regular insurance from another company?
    Thanks

    • ANSWER:
      That won't be necessary. The commercial insurance will cover the vehicle while being used as a business vehicle and also when being used to just commute.

  50. QUESTION:
    Am I the only one that thinks "The General" car insurance commercials are annoying?
    Then it seems like they make a new one everyday.

    • ANSWER:
      GOSH those commercials are annoying. I jsut wanna shot that stupid little cartoon General..meh...


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